We have a Planned System Maintenance scheduled from 10pm on Saturday, April 20th to 4am on Sunday, April 21st. We apologize for any inconvenience this may cause.
Did you know?
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.
Applying online is easy! Click Start Application below to begin a new application. Already applied? Select Check Status to view the status of an existing application.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will need the following information in order to complete the application: Be a legal US Resident, have a Government issued ID, have a Social Security Number, and meet our eligibility requirements. This application process requires electronic funding. If you do not have a social security number, you may still be eligible for Membership with an alternative form of identification, please visit one of our branch locations.
By simply depositing $500 or more through payroll direct deposit, you will have access to the following outstanding Member benefits:
VIP Benefits
Free official bank checks & money orders
Unlimited check writing
No fee for non-Altura ATM usage
No application fee on select loans
Tier 1* – dividends earned on balance above $100
Tier 2* – dividends earned on balance above $50,000
Free $3,000 accidental death & dismemberment insurance
Additional Services
A free home appraisal of up to $500*** on any mortgage loan funded with Altura Credit Union
Purchase your vehicle from Auto Expert and receive a $25.00 gas card
Sprint cash rewards
Check your credit score and report anytime with tips
on how to improve your score**
Identity theft protection
Federally Insured by NCUA. Transaction limitations: No transaction limitations apply to this account unless otherwise stated here: https://AlturaCu.com/Fees.
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
**Active Membership (5 swipes or loan) required for this feature.
***Appraisal fee credit up to a maximum of $500. NMLS# 417696
Summer Savings Account – 6% APY!*
Our Summer Savings Account was created for teachers, administrators or anyone who works for a school or district.
Automatic transfer of funds throughout the year for your convenience
Earn interest on your deposits
No monthly service fees
Funds will be disbursed in the summer months for when you need them most
*APY = Annual Percentage Yield.
It’s Time to Get the Credit You Deserve.
During these unprecedented and uncertain times, Altura’s Education Supply Card is one thing you can count on. Purchase classroom supplies and attire for the new school year with no interest.
Details:
Credit limit ranges of $250 to $1,500 depending on FICO score.
VIP Checking, PDD and enrollment in auto payment required before credit card is issued/funded.
Step-Up Feature: After six (6) months of on-time payments, we will increase your credit limit by $500.
A revolving credit line helps you to build credit when making on-time payments.
Card can only be used for purchases. (No cash advances or balance transfers).
*APR = Annual Percentage Yield.
Credit Builder
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
Be approved quickly!
Borrow up to $3,000.
Terms are 12-month, 24-month, & 36-month
Rates Effective Date: April 25, 2024
Type
-
-
Credit Builder
Fixed/APR^
5.00% above dividend rate being paid on the Share Certificate Account securing the loan
At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
By simply depositing $500 or more through payroll direct deposit, you will have access to the following outstanding Member benefits:
VIP Benefits
Free official bank checks & money orders
Unlimited check writing
No fee for non-Altura ATM usage
No application fee on select loans
Tier 1* – dividends earned on balance above $100
Tier 2* – dividends earned on balance above $50,000
Free $3,000 accidental death & dismemberment insurance
Additional Services
A free home appraisal of up to $500*** on any mortgage loan funded with Altura Credit Union
Purchase your vehicle from Auto Expert and receive a $25.00 gas card
Sprint cash rewards
Check your credit score and report anytime with tips
on how to improve your score**
Identity theft protection
Federally Insured by NCUA. Transaction limitations: No transaction limitations apply to this account unless otherwise stated here: https://AlturaCu.com/Fees.
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
**Active Membership (5 swipes or loan) required for this feature.
***Appraisal fee credit up to a maximum of $500. NMLS# 417696
Summer Savings Account – 6% APY!*
Our Summer Savings Account was created for teachers, administrators or anyone who works for a school or district.
Automatic transfer of funds throughout the year for your convenience
Earn interest on your deposits
No monthly service fees
Funds will be disbursed in the summer months for when you need them most
*APY = Annual Percentage Yield.
It’s Time to Get the Credit You Deserve.
During these unprecedented and uncertain times, Altura’s Education Supply Card is one thing you can count on. Purchase classroom supplies and attire for the new school year with no interest.
Details:
Credit limit ranges of $250 to $1,500 depending on FICO score.
VIP Checking, PDD and enrollment in auto payment required before credit card is issued/funded.
Step-Up Feature: After six (6) months of on-time payments, we will increase your credit limit by $500.
A revolving credit line helps you to build credit when making on-time payments.
Card can only be used for purchases. (No cash advances or balance transfers).
*APR = Annual Percentage Yield.
Credit Builder
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
Be approved quickly!
Borrow up to $3,000.
Terms are 12-month, 24-month, & 36-month
Rates Effective Date: April 25, 2024
Type
-
-
Credit Builder
Fixed/APR^
5.00% above dividend rate being paid on the Share Certificate Account securing the loan
At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
