Active Checking
An Active Checking account is a free account for people who use it.
Altura’s Active Checking account includes:
- No payroll direct deposit requirement
- No minimum balance requirement – only $100 to open.
- A monthly fee which is waived with 5 or more debit card transactions per month.
- Free Visa Debit Card
- No per check charges
With an Active Checking account you also get:
- Free Payroll Direct Deposit
- Free Mobile Banking
- Free online banking with e-statements
- Free Web Bill Pay
- Free online check images
- Free E-Alerts via text messaging or e-mail
- Free MoneyTalks telephone banking
- Free Visa Debit Card
- Free deposits and withdrawals at all Co-op ATMs nationwide
- Free access to all Shared Branches nationwide
- Overdraft protection when you link it to your savings account or Altura Visa credit card
There is a monthly fee for Active Checking. Qualifying debit card transactions include signature- and PIN-based at point of sale. Other fees also apply including check orders, non Co-op ATM usage, and NSF (non-sufficient funds) fees. See the Schedule of Fees for details. A one-time membership fee applies for non-members.
