Federally Insured by NCUA *This is the current rate in effect, as of September 1, 2023 for Prestige Money Market accounts with a balance that exceeds $50,000. Members must be either the primary or joint account holder on a Prestige Money Market account, in order to receive this rate. During any given month that your checking account has ten or more debit card transactions, your balance will earn the dividend rate stated on the current rate sheet. If you have less than ten debit card transactions during the month, your balances will earn the Smart Money Market rate for that month as stated on the current rate sheet. Dividends and fee postings are not considered debit card transactions. Qualifying debit card transactions include signature and PIN-based point of sale. APY= Annual Percentage Yield. Rates are subject to change without notice. Fees may reduce earnings. See our Schedule of Fees (https://AlturaCU.com/disclosures) for additional details. A one-time membership fee applies for non-members. You must maintain a minimum daily balance of $2,500 to avoid a monthly account maintenance fee.