Federally Insured by NCUA. *APR = Annual Percentage Rate. Rate shown is available for Signature Loans with 24 and 36 month terms. Additional rates and terms are available. Valid on Signature Loans. Includes a 0.50% reduction for automatic payment from an Altura Credit Union checking account with payroll direct deposit. **No payments are due for the first 60 days if financed during the promotional period. Interest will accrue through the date of your first payment. If you have $30,000 or more of unsecured debt with Altura or have obtained an Altura loan within the last 60 days you may not qualify for this loan. Loans are subject to credit approval, and not all Members will qualify. Promotional period ends December 29, 2023. Other restrictions may apply. ***The Skip-a-Pay feature is available once in every 12 month period for eligible loans. Skip-a-Pay has a one-time $25 enrollment fee and is available for loans financed through Altura Credit Union, excluding Home Equity or HELOC Loans, and Credit Card Loans.