Let Freedom Ring

Auto Loan Rates as low as 5.89%APR+

Experience the freedom to purchase or refinance your dream car. With our quick and easy application process you’ll be on the road in no time.

Julisa Alvizo Silva

Member Since 1998

Quick, Easy, and So Many Benefits




No Payment for 100 Days**

Zero Down*

Don't pay anything for the first 100 days on your credit union auto loan

Skip one payment per loan per year***

Get zero down on approved credit

We Help Turn Your Dreams to Reality

Sonia Rosales, Member Since 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

Adrian Lemus, Member Since 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

Ready to Close the Deal?

Applying is easy.


+APR= Annual Percentage Rate. Rate shown is at a 60 month term on 2023 and 2024 models with a monthly payment of $1,072.51 for a $55,000 loan at an APR of 5.89% ($19.50 per thousand dollars financed). Other terms for new and used auto rates are available. For used auto loans, the model year must be 2022 and older. The rates shown reflect a .50% reduction for automatic payments from an Altura Credit Union checking account with full payroll direct deposit. Interest will accrue until time of first payment. Credit check required, so not everyone may qualify. *Zero down on approved credit. **No payments for the first 100 days if financed during the promotional period. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $5,000 cash out is taken on the vehicle and final loan amount does not exceed our loan to value (LTV) limits. Promotional period ends July 26, 2024. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. ***To qualify for our Skip-A-Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in instances where the Skip-A-Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity, HELOC, and credit card loans.