With our 0% interest rate, you can pay off your credit card balances faster so you can focus on living your life to the fullest. Every uphora card also comes with Mastercard Rewards, so you can earn points and redeem them for merchandise, cash back, travel, and more!

Delores Yslas

Member Since 2024

With our introductory 0% interest rate, you can pay off your balances faster.

No annual fee, just the convenience of having an amazing rewards credit card! 

Earn points on everyday

purchases and redeem them

for cash back, travel, and more!

Jacqueline Milner, Member Since 1998

"I chose the uphora™ credit card simply because it has the rewards I need. There's no annual fees, a low interest rate, and I can track all of my purchases on the app."

Aurelia Torres, Member Since 1997

"Altura is there when we need them. When you walk into their branches, they are friendly, professional, and always willing to help. "

Anywhere MasterCard is accepted. *0% annual percentage rate (APR) for 12 months from date of account opening, subject to a transaction fee of 3% of the balance transfer amount. This promotional offer is available for both current and new Members through February 13, 2026. All new applications are subject to credit approval, and membership eligibility is required. Balance transfers may not be used to pay other credit cards or loans issued by Altura Credit Union. Other restrictions may apply. © 2025 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States government.

Copyright © 2026 Altura Credit Union