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A Message From Mark Hawkins, Altura Credit Union CEO

December 14, 2012

A Message from Mark Hawkins, Altura Credit Union CEO

Dear Members,

It is hard to believe that we are already counting down the final days of 2012. As we get ready to close the book on this year, I want to wish you and your family a healthy and happy holiday, and a wonderful new year.

Looking back over 2012, it was a whirlwind year dominated by political news. Locally, I am happy to report that the news took on a more positive flavor as the area began moving past the economic struggles of recent years. Unemployment and foreclosures are easing. Real estate values are beginning to climb again, and interest rates remain at historic lows. Locally, schools should experience some much needed financial relief from the passage of Proposition 30 in the recent election.

In fact, all indicators point to the Inland Empire being on the road to sustainable recovery. It’s not surprising then, that 2012 has been a good year for Altura. Our ongoing emphasis on cost reduction, combined with an improved local economy, has made 2012 the best year in our 56 years in operation. Our success ensures that we will be able to continue helping Members as they pursue their financial goals.

In the inevitable reflection that occurs at this time of year, we at Altura look to you, our Members, with gratitude for selecting us as your financial partner. It has been our pleasure helping you achieve your goals and serving your financial needs.

To that end, a few months ago we introduced a new checking product to help those still struggling with the after effects of the economic meltdown. Our Reliance Checking product offers Members and potential Members a tool for recovery after the recent financial difficulties have left them without a financial partner. With this account, Members can rebuild their financial lives through a relationship with Altura. It’s been very fulfilling for us to assist people in this way. And, we hope to assist many more. Contact us at 1-888-883-7228 if you need some help getting back on your feet financially.

Moving into 2013, Altura Credit Union is well positioned to help our Members make the most of new opportunities. These may include purchasing a new car or a new home, planning for retirement and much more. We have all the tools and services to help you manage your financial life. Just let us know what we can do for you!

Again, I wish you a happy holiday, and a prosperous and happy new year!

Mark Hawkins, CEO

Mark Hawkins