Beware of tax scams this tax season. Scammers can trick you by pretending to be from the IRS or tax agencies. Stay safe and informed with Altura’s Member Guide and Tips. To learn more, click here

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TAKE ADVANTAGE OF ALL OUR CHECKING SERVICES

Sign Up for Courtesy Pay Today and Avoid Unnecessary Overdraft Fees

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Payroll Direct Deposit

Payroll direct deposit is easy, convenient, safe and gives you instant access to your money.

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ACH Transaction Setup

Setup your direct deposit for easy access to your funds when you need it the most.

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Overdraft Protection

Write checks and use your debit card with the confidence that your payment will always be approved.

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Shared Branching/CO-OP ATMs

Gain access to all Shared Branches nationwide and our ATM network of over 30,000 surcharge-free ATMs in your area.

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Check Orders

Get creative! Custom order or personalize your checks along with accessories, labels and more.

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Official Bank Checks

Guarantee that your check is good by sending an Official Bank Check.

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Money Orders

Guarantee funds for a payment by purchasing the amount of the Money Order. The funds will be received from the Credit Union not your checking account.

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Wire Transfers

Wire funds almost anywhere domestically or internationally.

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Lost or Stolen Checks/Cards:

For your protection, stay alert and contact Altura as soon as you discover that your checkbook or Altura debit card has been lost or stolen.

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Courtesy Pay

If you have payroll direct deposit, use Courtesy Pay to confidently know their transaction should not be declined or have your checks bounce

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Rejected or Bounced Checks

It is not recommended to write a check before you have sufficient funds. With the electronic nature of banking, a check can clear the financial institution the same day you write it.

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Overdraft Protection

Many financial institutions will offer you overdraft protection through your credit card or savings account. When you write a check for more than is in your account, the overdraft protection will kick in and the check will be covered. If you are opted in for this service, there is a nominal fee associated. To opt in ask a representative for more information at 888-883-7228.

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Balancing Your Bank Statement

Each month your financial institution will send you a statement detailing the activity in your account. This includes all the checks you wrote, ATM withdrawals, deposits, debit card charges, fees and any other activity on your account during the month. It is important that you carefully review this statement to make sure it agrees with your records.

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Keeping Track

It is helpful to keep track of your deposits (credits), or checks you write, debit card charges, ATM withdrawals, and fees (debits). You can use a check register to record the check number, date you wrote the check or made the deposit, who you wrote the check to, what you wrote the check for and the amount of the check.

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FINANCIAL WELL-BEING

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Financial Well-Being

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Financial Well-Being

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Calculators

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Altura in the Community

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Benefits of Membership