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We have a Planned System Maintenance scheduled from 11pm on Saturday, January 21st to 3am on Sunday, January 22nd. We apologize for any inconvenience this may cause.

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You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Applying online is easy! Click Start Application below to begin a new application. Already applied? Select Check Status to view the status of an existing application.

Start Application Check Status
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will need the following information in order to complete the application: Be a legal US Resident, have a Government issued ID, have a Social Security Number, and meet our eligibility requirements. This application process requires electronic funding. If you do not have a social security number, you may still be eligible for Membership with an alternative form of identification, please visit one of our branch locations.

Ascend Checking

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Become a Member

Please fill out the information below and click the button to be directed to DocuSign to complete the sign up process.

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Products

Employer Benefits Brochure

View our full Employer Benefits Brochure and see all that we have to offer.

Benefits Brochure

A Redesigned Checking Experience

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

  • No Fees
    • No monthly maintenance fees. No gimmicks. Ever.
  • Free Credit Monitoring
    • Free credit monitoring, reporting and daily updates.**
  • Dividends**
    • Earn dividends on higher balances.**
  • ID Theft Protection
    • Get free ID theft protection

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

Credit Builder

Designed for Members who are seeking to rebuild and increase their credit score.  Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash.  Credit Builder helps you build up your credit history and your savings at the same time.

Even with a low score you can:

  • Be approved quickly!
  • Borrow up to $3,000.
  • Terms are 12-month, 24-month, & 36-month
Rates Effective Date: January 27, 2023
Type--
Credit BuilderFixed/APR^5.00% above dividend rate being paid on the Share Certificate Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Your Path to Financial Fitness
Starts Here

At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 

GO TO BALANCE

Employer Benefits Brochure

View our full Employer Benefits Brochure and see all that we have to offer.

Benefits Brochure

A Redesigned Checking Experience

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

  • No Fees
    • No monthly maintenance fees. No gimmicks. Ever.
  • Free Credit Monitoring
    • Free credit monitoring, reporting and daily updates.**
  • Dividends**
    • Earn dividends on higher balances.**
  • ID Theft Protection
    • Get free ID theft protection

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

Credit Builder

Designed for Members who are seeking to rebuild and increase their credit score.  Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash.  Credit Builder helps you build up your credit history and your savings at the same time.

Even with a low score you can:

  • Be approved quickly!
  • Borrow up to $3,000.
  • Terms are 12-month, 24-month, & 36-month
Rates Effective Date: January 27, 2023
Type--
Credit BuilderFixed/APR^5.00% above dividend rate being paid on the Share Certificate Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Your Path to Financial Fitness
Starts Here

At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 

GO TO BALANCE

Contact Me

Please fill out the form and I would be happy to help you become a Member!

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