Employer Benefits Brochure
View our full Employer Benefits Brochure and see all that we have to offer.
Benefits Brochure
Your Membership Fee is on Us
By simply depositing $500 or more through payroll direct deposit, you will have access to the following outstanding Member benefits:
VIP Benefits
- Free official bank checks & money orders
- Unlimited check writing
- No fee for non-Altura ATM usage
- No application fee on select loans
- Tier 1* – dividends earned on balance above $100
- Tier 2* – dividends earned on balance above $50,000
- Free $3,000 accidental death & dismemberment insurance
Additional Services
- A free home appraisal of up to $500*** on any mortgage loan funded with Altura Credit Union
- Purchase your vehicle from Auto Expert and receive a $25.00 gas card
- Sprint cash rewards
- Check your credit score and report anytime with tips
on how to improve your score**
- Identity theft protection
Federally Insured by NCUA. Transaction limitations: No transaction limitations apply to this account unless otherwise stated here: https://AlturaCu.com/Fees.
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
**Active Membership (5 swipes or loan) required for this feature.
***Appraisal fee credit up to a maximum of $500. NMLS# 417696
Credit Builder
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
- Be approved quickly!
- Borrow up to $3,000.
- Terms are 12-month, 24-month, & 36-month
Rates Effective Date: April 25, 2024
Type | - | - |
Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
Your Path to Financial Fitness
Starts Here
At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
GO TO BALANCE