Auto Loans

Altura Credit Union offers up to 100% financing on new and used vehicles, including tax and license. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing vehicle.

Rates Effective Date:

Loan Type Rate APR
New Auto Loans 2.59% 2.68%
Used Auto Loans 2.75% 2.87%

Loan terms are available up to 84 months. Longer term available with rate increase.

You can also take advantage of no payments for 60 days.*

Relationship Discount

Altura values our member’s relationship. We offer an automatic .50% discount to member’s who have payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. (The Relationship Discount of .50% is already included in the rates shown.)

You can also receive an additional .25% off your rate and no payment for 90 days* when you use our auto buying service, Auto Expert.

Apply online for your auto loan.
A $55 loan processing fee is required at the time of funding and can be added to your loan amount.

Protect you and your vehicle

Altura offers Mechanical Breakdown Insurance to cover the smaller repairs that regular insurance won’t cover, and GAP Insurance to help you pay off your loan in the event of a total loss.

Debt Cancellation is also available. Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.

HUB International Insurance provides coverage for all of your insurance needs at competitive rates. You can get an instant quote by contacting a HUB International Insurance representative at 1-888-551-0569.

Skip A Payment – When you need extra cash

Check out Altura’s Skip-A-Pay program. For a small fee, you can skip one payment per year, per qualifying loan so long as your account is in good standing.

APR=Annual Percentage Rate. Rates are subject to change without notice.

*Negative amortization may occur. Proof of income may be required.

A one-time membership fee applies for non-members.