Credit Reporting Agencies

Free Credit Report Program

You can request one free credit report per year.* To access this free credit report program,

Call: 1-877-322-8228

Or, write:
Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Or visit:

Altura Credit Union works with Experian Credit Agency. Below is a list of important numbers for Experian:

Experian Consumer Assistance

P.O. Box 2002
Allen, TX 75013-0036
888 397 3742

Consumer Fraud Assistance

P.O. Box 1017
Allen, TX 75013
800 301 7195

Consumer Marketing Opt-Out

P.O. Box 919
Allen, TX 75013
888 5OPT-OUT (567-8688)        

DMA Mail Preference Service

P.O. Box 643
Carmel, NY 10512

*Free credit reports are available under Federal Law at