Visa offers convenience, security and peace of mind. Visa is accepted worldwide, so no matter where you are, in an emergency, your Altura Visa can be there.
The Altura Visa is superior to other Visa’s because you are getting your credit card through a Credit Union. Altura offers better rates, lower fees, and more flexibility to your credit line.
Skip A Payment – When you need extra cash
The Altura Visa automatically comes with Skip A Pay built in. So long as your account is in good standing, Altura will automatically let you skip your Visa payment in January, August and September. If you don’t want to skip your payment these months, just make your normal payment.
Apply today for a brand new Altura Visa Card.+
Apply today for a brand new Altura Visa Card.
- NO Interest for 25 Days on Balance Transfers+
- NO Annual Fee
- Great Rates
- Generous Credit Lines
- Convenient, Secure and Accepted Worldwide!
Apply online for your Visa Credit Card.
+ On approved credit. Not all members will qualify.
|Interest Rate and Interest Charges|
Annual Percentage Rate(APR) For Purchases
8.99%-Visa Platinum Preferred 15.99%-Visa Select
10.99%-Visa Platinum 18.99%-Visa Shared Secured
These APRs will vary with the market based on the Prime Rate.
|Penalty APR and When It Applies||
The APR may be applied to your account if You:
|Variable Rate Information||Your APR for purchase transactions may vary. The rate is determined on the last day of the calendar quarter by adding the margin to the Prime Rate published in the Wall Street Journal. The penalty fee is determined by adding 16.74% to the Prime Rate.|
|Method for computing the balance for purchases||Average Daily Balance (Including new purchases)|
|How to Avoid Paying Interest on Purchases||We will not charge You interest if You pay Your entire balance owed each month within 25 days of Your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.|
|Minimum Interest Charge||If You are charged interest, the charge will be no less then $0.50|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at
Transaction FeesBalance Transfer Fee Foreign Transaction Cash Advance Fee
0% Intro fee on transfers that post to your account by January 5, 2013. After that:
1.00% of each transaction in U.S. Dollars.
3.00% of each cash advance.
Up to$10.00 after 10 days.
Up to $25.00.