Beware of tax scams this tax season. Scammers can trick you by pretending to be from the IRS or tax agencies. Stay safe and informed with Altura’s Member Guide and Tips. To learn more, click here

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

Learn More

Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

Learn More

Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

Learn More

Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

Learn More

Placeholder

Savings Accounts

Personal Accounts

There are so many perks to having an account through Altura. Check out the services that make managing your finances easy!

Protect Your Future with a Savings Account

Savings accounts make it easy for you to build a financial security blanket for your future. They help you save for emergencies, as well as large purchases. Best of all, you earn dividends on your savings.

You don’t need a ton of money to start a savings account. Our Primary Savings Account option has a minimum opening deposit of just $25. You can even open a Side Share Savings Account with an opening deposit of any amount.

Rates

Rates Effective Date: March 19, 2024
Account TypeOpening DepositRateAPY^
Regular Share Savings$25.00+0.10%0.10%
Side Share$00.10%0.10%

^ APY = Annual Percentage Yield.

No minimum balance required to earn dividends.

Rates Effective Date: March 19, 2024
Account TypeOpening DepositRateAPY^
Regular Share Savings$25.00+0.10%0.10%
Side Share$00.10%0.10%

^ APY = Annual Percentage Yield.

No minimum balance required to earn dividends.

Payroll Direct Deposit

An easy and safe way to instantly access your paychecks

ACH Transaction Setup

A convenient way to automatically pay recurring bills

Overdraft Protection

A backup to ensure that all your transactions clear
Debit Card: the safer alternative to a credit card that’s still convenient

Shared Branching/ CO-OP ATMs

Altura’s many shared branches and ATM locations make it easy for you to bank from almost anywhere.

Check Orders

Check styles and accessories for personality!

Official Bank Checks

A more widely-accepted and safer alternative to personal checks

Wire Transfers

The ability to send and receive electronic payments from just about anywhere

Lost or Stolen Checks/Cards

An understanding staff that will act fast to protect your accounts and identity

Courtesy Pay

Protection against insufficient funds for Altura members use who payroll direct deposit

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a Member they would gladly help you become a Member quickly and be there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

WATCH STORY

CHERESE CLOSURE TESTIMONIAL

FAQs

How Do Savings Accounts Work?

With a savings account, you earn interest on your money simply for keeping it there. Altura lends the money in your account out to other credit union members. The longer you keep your money in a savings account and the more money you have in the account, the more interest you’ll earn.

How Many Savings Account Withdrawals Can I Make?

Your savings account is supposed to function just as its name implies: as a way to save money. Because of this, you are limited to making only six withdrawals each month. You are also restricted with the kinds of withdrawals you can make. Examples of acceptable withdrawals include:

  • Debit card transactions
  • Wire transfers
  • Electronic funds transfers
  • ACH transfers
  • Overdraft transfers

What Happens If I Exceed My Savings Account Withdrawal Limits?

If you’ve gone over your withdrawal limit a couple of times, your bank may charge you an extra fee. They might also prevent you from completing the excessive transactions. But the consequences will be even more severe if you make a habit of going over your withdrawal limit. The bank will either change your savings account into a checking account or close your savings account.

Visit a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclaimer Information

*For fees and complete account details Click Here

**Active checking refers to ATM, checks and debit card transactions on your checking account.

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

We are Invested in Helping You Live a Financially Healthy Life

Benefits of Membership