Beware of tax scams this tax season. Scammers can trick you by pretending to be from the IRS or tax agencies. Stay safe and informed with Altura’s Member Guide and Tips. To learn more, click here

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Insurance

Deposit Insurance

At Altura, your money is insured by the full faith and credit of the U.S. government through the National Credit Union Share Insurance Fund (NCUSIF).

A History of Safety

Our members have trusted Altura with their finances since 1957, and we are backed by assets close to $1 billion. When the economy is bad, even credit unions can experience challenges. However, Altura’s conservative lending practices and ample reserves help us through tough times.

NCUSIF Insurance Coverage

The following accounts are covered for balances up to $250,000:

  • Regular shares
  • Checking
  • Money markets
  • IRAs
  • Share certificates

Each account holder is insured up to $250,000. Thus, a two-person account has $500,000 in coverage. Trust accounts are insured up to $250,000 per beneficiary. If your trust account has one trustee and two beneficiaries, you’re up to $500,000. Note that revocable and irrevocable trusts are calculated separately.

Exceeding Insurance Coverage Limits

If you’ve deposited funds that exceed NCUSIF limits, speak to a branch manager. They’ll happily assist you! You can also estimate NCUA coverage on your account here.

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

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KIMBERLY GREEN TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

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KAREEM GONGORA TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

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BRANDON CARILLO TESTIMONIAL

AURELIA TORRES | MEMBER SINCE 1997

“Altura is there for us when we need them with auto loans, any kind of home loans and just great service. When you walk into the branches they’re friendly, professional...

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AURELIA TORRES TESTIMONIAL

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

We are Invested in Helping You Live a Financially Healthy Life

Benefits of Membership