Home Loans

Home Equity Loan Rates

Loan to ValueRateAPR1

1 APR is Annual Percentage Rate

80% LTV5.62%5.64%

First Mortgage Loan Rates

For current mortgage rates call us at 1-866-571-5076.

Protect Yourself

Talk to your loan representative about added insurance protection for your Home Equity Loan including:

Debt Cancellation Insurance

This policy protects your credit record in the event that you become unemployed, totally disabled and in the event of an untimely death. The insurance will continue to make your monthly loan payment up to the maximum the policy provides.

APR is Annual Percentage Rate. Rates and terms may vary depending on approved loan amount. Best rates may be higher depending on individual credit rating and account history.

Fees may apply and may include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union.

Your minimum monthly payment will depend on the outstanding balance owed on your loan amortized over the remaining term of the loan. Monthly payment example: A 20-year home equity loan for $50,000, with an annual percentage rate of 8.100% would have 240 monthly payments of $421.34. A refundable deposit may be required at the time of application.

You must maintain hazard insurance on the property that will secure this loan. Flood insurance may also be required. Other restrictions may apply.