Smart Money Market

A Smart Money Market account gives you the ability to earn higher dividends with the privilege of writing checks if you need to.

Rates Effective Date:

Balance Rate APY*
$0.00 – $2,499.99 0.10% 0.10%
$2,500.00 – $24,999.99 0.10% 0.10%
$25,000.00 – $49,999.99 0.10% 0.10%
$50,000.00 – $99,999.99 0.15% 0.15%
$100,000.00+ 0.20% 0.20%

Features include:

  • Dividends paid monthly, calculated daily. Rate may change after the account is opened.
  • Tiered rates – the higher your balance, the higher your rate.
  • Minimum balance is $2,500 to earn lowest Smart Money Market rate. Otherwise rate earned is equal to current Primary Savings rate.
  • Monthly fee when your balance falls below $2,500.
  • Minimum opening deposit is 2,500.
  • Ability to write up to three checks per month.

With a Smart Money Market account you also get:

  • Free Online Banking with eStatements
  • Free Mobile Banking
  • Free eAlerts via text messaging or e-mail
  • Free MoneyTalks telephone banking
  • Free access to all Shared Branches nationwide

APY= Annual Percentage Yield. Rates are subject to change without notice.

Fees may reduce earnings. See the Schedule of Fees for details. A one-time membership fee applies for non-members.