50/50 Certificate (ages 0 to 24)

The 50/50 Share Certificate was designed specifically for members ages 24 and younger. With as little as $50 to open for a term of 50 weeks, it’s an ideal account to introduce younger people to power of higher dividends with long-term savings products.

Features include:

  • Must be age 24 or younger to open certificate.
  • Dividends paid monthly, calculated daily.
  • Tiered rates – the higher your balance, the higher your rate.
  • Minimum opening deposit is $50.
  • Term is 50 weeks.
  • Rate paid typically matches current 24-month Share Certificate rate.
  • Unlimited deposits are allowed through the certificate term and can be made in $5 increments.
  • Seven calendar days following maturity to withdraw funds. Otherwise it automatically renews for the same term at the current rate.

With an Altura Share Certificate you also get:

Early withdrawal penalties may apply. Fees may reduce earnings. See the Schedule of Fees for details. A one-time membership fee applies for non-members.