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Business Loans

Small Business Loans

Altura offers three loan products that can be structured to fit most small business lending situations. Permissible loan purpose includes working capital financing and/or acquisition of short-term assets, permanent working capital, and/or finance of long-term assets including equipment and real estate.

Have a Business Question?

Fill out the online form and a business specialist will contact you within two business days.

Contact Form

Business Loan Options

Business Credit Cards

No matter where your business takes you in the world, you will always have the purchasing power you need with Altura’s Business Credit Card.

  • Loan amounts up to $25,000
  • For business purposes only – working capital financing or acquisition of short term assets
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required for loan requests over $10,000

Business Lines of Credit

  • Loan amounts up to $250,000
  • For business purposes only – working capital financing or acquisition of short term assets
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required
  • Personal guarantee of all individual owners required

Business Term Loans

  • Loan amounts up to $250,000
  • For business purposes only –financing of long-term assets including equipment and real estate
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required
  • Personal guarantee of all individual owners required

Business Credit Cards

No matter where your business takes you in the world, you will always have the purchasing power you need with Altura’s Business Credit Card.

  • Loan amounts up to $25,000
  • For business purposes only – working capital financing or acquisition of short term assets
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required for loan requests over $10,000

Business Lines of Credit

  • Loan amounts up to $250,000
  • For business purposes only – working capital financing or acquisition of short term assets
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required
  • Personal guarantee of all individual owners required

Business Term Loans

  • Loan amounts up to $250,000
  • For business purposes only –financing of long-term assets including equipment and real estate
  • Minimum of two years in business required
  • Minimum FICO score of 680 required from business owner(s)
  • Copies of business and personal tax returns and financial statements required
  • Personal guarantee of all individual owners required
Did You Know?

Business Credit Cards

With our Business Platinum Credit Card, you won’t have to pay any annual fees or balance transfer fees!

Who Qualifies?

Commercial Real Estate Loans

Qualifying property types for our commercial real estate loans include multi-family 5+ units, multi-tenant industrial and retail & office.

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