Close the Deal on the Car of Your Dreams

Auto Loans as Low as 1.99% APR for 48 Months!†

There are practical cars that get you to work or school with a minimum of fuss, and there are fun cars that can take you to the beach or to the mountains when the mood strikes. Luckily, Altura has you covered. No matter what you want to use your car for, with our great rates, 100 days of no payments and great service, we make it easy to get into a car that fits your needs, no matter what they are!

Gumaro Vasquez - Member Since 2012

Quick, Easy, and So Many Benefits




No Payment for 100 Days

Don't pay anything for the first 100 days on your credit union auto loan


Skip one payment per loan per year**

Zero Down*

Get zero down on approved credit*

We Help Turn Your Dreams to Reality

Sonia Rosales, Member Since 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

Adrian Lemus, Member Since 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

Ready to Close the Deal?

Applying is easy.


+APR= Annual Percentage Rate. Rate shown is at a 48 month term on 2020 and 2021 models with a monthly payment of $979.36 for a $45,000 loan at an APR of 1.99% ($21.76 per thousand). Longer terms and used auto rates are available. For used auto loans, the model year must be 2019 and older. Rate includes a .50% reduction for automatic payment from an Altura Credit Union checking account with full payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. Credit check required, but not everyone may qualify. *Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle and final loan amount does not exceed our Loan to Value limits. Promotional period ends June 13, 2021. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. **To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity,HELOC, and credit card loans.