Auto Loans as Low as 2.49% APR for 72 Months!†


How does a lower monthly payment sound right about now? Whether you’re purchasing a new car or refinancing an existing car loan, Altura’s got you covered. We helped Ricardo afford the car of his dreams. We can do the same for you.

Ricardo Villalpando - Member Since 2017

Don't worry, we've got you covered.

Don't pay anything for the first 100 days

No Payment for 100 Days

Skip one payment per loan per year**


Get zero down on approved credit*

Zero Down*




Sonia Rosales, Member Since 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

Our Members agree, Altura is the best.

Adrian Lemus, Member Since 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

Ready to drive a great rate?

Applying is easy.


† APR = Annual Percentage Rate. Rate shown is at a 72 month term with a monthly payment of $449.04 for a $30,000 loan at an APR of 2.49% ($14.97 per thousand). Longer terms and used auto rates available. Rate includes a 0.50% reduction for automatic payment from an Altura Credit Union checking account with payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. If you have took out an Altura Credit Union loan within the last 60 days, you may not qualify for this loan. * Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle. Promotional period ends June 24, 2020. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. 

** To use the Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union, excluding Home Equity, HELOC, and credit card loans.