Auto Loans as Low as 2.49% APR for 72 Months!†

Our cars give us the freedom to go wherever we want to go, but why does a car loan feel like an anchor

sometimes? With Altura Credit Union, you can get the ride of your dreams and still enjoy the flexibility of

no payments for 100 days, a great rate and our Skip-A-Pay option. This summer, Altura is here to help make

the process simple, easy and liberating. Apply today!

Alondra King - Member Since 2015


Don't worry, we've got you covered.

Don't pay anything for the first 100 days on your credit union auto loan

No Payment for 100 Days

Skip one payment per loan per year**


Get zero down on approved credit*

Zero Down*




Sonia Rosales, Member Since 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

Our Members agree, Altura is the best.

Adrian Lemus, Member Since 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

Ready to drive a great rate?

Applying is easy.


† APR = Annual Percentage Rate. Rate shown is at a 72 month term with a monthly payment of $449.04 for a $30,000 loan at an APR of 2.49% ($14.97 per thousand). Longer terms and used auto rates available. Rate includes a 0.50% reduction for automatic payment from an Altura Credit Union checking account with payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. If you have took out an Altura Credit Union loan within the last 60 days, you may not qualify for this loan. * Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle. Promotional period ends August 30, 2020. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. 

** To use the Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union, excluding Home Equity, HELOC, and credit card loans.