Drive is necessary to reach your dreams, and drive is what Altura Credit Union enables with our low auto loan rates. We offer our Members great rates, services, and benefits, such as no payments for the first 100 days†, protection insurance options, and hassle-free Auto Expert service.
Tell us your destination and we’ll help get you there!
The Jones Family
Members Since 2015
Quick, Easy, and So Many Benefits
No Payment for 100 Days
Don't pay anything for the first 100 days on your credit union auto loan
Skip one payment per loan per year**
Get zero down on approved credit*
We Help Turn Your Dreams to Reality
Sonia Rosales, Member Since 2018
"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."
Adrian Lemus, Member Since 2014
"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."
+APR= Annual Percentage Rate. Rate shown is at a 60 month term on 2020 and 2021 models with a monthly payment of $795.43 for a $45,000 loan at an APR of 2.19% ($17.68 per thousand dollars financed). Lower rates available on shorter terms. Longer terms and used auto rates are available. For used auto loans, the model year must be 2019 and older. Rate includes a .50% reduction for automatic payment from an Altura Credit Union checking account with full payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. Credit check required, but not everyone may qualify. *Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle and final loan amount does not exceed our Loan to Value limits. Promotional period ends August 29, 2021. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. **To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity, HELOC, and credit card loans.