Auto Loans as Low as 2.49% APR for 72 Months!†

Reel in a Great Rate

Larry & Joanne Singh - Members Since 1986

When shopping for a vehicle, you shouldn’t have to feel like you’re the bait. At Altura Credit Union, we take the process and simplify it with our Auto Expert service, giving you more control over the entire experience. We also provide a great rate and no payment for 100 days. With Altura, you can make your biggest catch yet.

Don't worry, we've got you covered.

Don't pay anything for the first 100 days on your credit union auto loan

No Payment for 100 Days

Skip one payment per loan per year**


Get zero down on approved credit*

Zero Down*




Sonia Rosales, Member Since 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

Our Members agree, Altura is the best.

Adrian Lemus, Member Since 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

Ready to catch a great rate?

Applying is easy.


+APR= Annual Percentage Rate. Rate shown is at a 72 month term on 2020 and 2021 models with a monthly payment of $449.04 for a $30,000 loan at an APR of 2.49% ($14.97 per thousand). Longer terms and used auto rates available. Used autos are 2019 and older. Rate includes a .50% reduction for automatic payment from an Altura Credit Union checking account with full payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. Credit check required, not everyone will qualify. *Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle and final loan amount does not exceed our Loan to Value limits. Promotional period ends November 22, 2020. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. 

**To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in the instance where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity, HELOC, and credit card loans.