Consolidate Your Holiday Debt

With 0% APR* for 12 Months on Balance Transfers

uphora™ Rewards Credit Card

With our introductory 0% interest rate, you can pay off your credit card balances faster so you can focus on living your life to the fullest. Every uphora card also comes with Mastercard Rewards, so you can earn points and redeem them for merchandise, cash back, travel, and more!

Omar Gudino Flores

Member Since 2019




Earn points on everyday

purchases and redeem them

for cash back, travel, and more!

With our introductory 0%

interest rate, you can pay

off your balances faster.

No yearly fee for an amazing rewards credit card. 

Our Members agree, Altura is the best.

Jacqueline Milner, Member Since 1998

"I chose the uphora™ credit card simply because it has the rewards I need. There's no annual fees, a low interest rate, and I can track all of my purchases on the app."

Aurelia Torres, Member Since 1997

"Altura is there when we need them. When you walk into their branches, they are friendly, professional, and always willing to help. "

Applying for a uphora™ credit card is easy.


Anywhere MasterCard is accepted. *0% interest on balance transfers for the first 12 months (3% balance-transfer fee). This promotional offer is open to eligible applicants through February 10, 2023. Balance transfers may not be used to pay other credit cards or loans issued by Altura Credit Union. Loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. © 2020 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.