Image of Uphora card

Uphora Rewards Card

uphora comes with MasterCard Rewards®, one of the most flexible rewards programs available. Earn points and choose from an array of rewards—redeem points online, merchandise, cash back, gift cards, travel— along with Pay with Rewards® which allows you to pay with points anywhere MasterCard is accepted.


Earn points once you start using the uphora card and redeem them for merchandise, cash back, flight benefits and take advantage of Pay With Rewards to make purchases. Redeem them by registering your card at:

blue-check-mark 24/7 fraud protection tracking to keep an eye out for unusual (and suspicious) activity. blue-check-mark Account Alerts to help you manage your credit account. Choose either email or text delivery.
blue-check-mark Access your credit account award from our nationally recognized Mobile Banking App. blue-check-mark Buy with confidence – our cards offer extended warranty coverage.
blue-check-mark Get auto rental coverage for damage, collision and theft.

Must have completed 1 transaction before registering

OR download the Pay With Rewards App

get-it-on-google-play available-at-the-apple-store

And begin…

  • Earning and redeeming immediately
  • Using Pay With Rewards for purchases
  • Redeeming online for gift cards, travel benefits and merchandise
  • Getting cash back

Rewards customer service line: 1-800-790-0814

Read full MasterCard Rewards Terms and Conditions, click here.

*Anywhere MasterCard is accepted. ”Spend and Get” promotional offer valid for 90 days from the first transaction. Eligible Transactions: Transaction Types Purchases and Returns (Refer to MasterCard Rewards Disclosure 5 and 6), Transactions that accrue base points. When the cumulative spend on a card is greater than or equal to $2,000 and meeting the above criteria, a one-time adjustment for 20,000 points will be awarded. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. For full disclosure and program details visit © 2017 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

**APR=Annual Percentage Rate