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<v ->Hi, my name is Kareem Gongora.</v>

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I work with the County of Riverside,

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Human Resources department.

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In 2015,

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we were in the position that we needed to buy new cars.

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My car literally broke down,

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two catalytic converters, went out.

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The cost of repair was going to be astronomical.

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And one of my coworkers recommended I reach out to Altura.

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So, when I ended up talking to the financial counselor,

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from Altura, he ended up telling me like,

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"Hey, we could offer you a really competitive rate

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and you also could save more money if you do auto pay."

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So what I ended up doing was applying,

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getting the percentage literally cut in half,

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as to what was being offered competitively.

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And then, I ended up going forward in buying a new car

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because we needed it.

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We just had a new baby. I have three kids.

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And one of the key things that stood out to me

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was that I'm a single income family.

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So some of the services that Altura provides is

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gap insurance, as well as if you do pass away,

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that they'll pay off your cars.

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So those two things were crucial

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because if something happened to me,

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I think it'd be critical, to make sure that the last thing

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my wife should worried about is paying for our vehicles.

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So, I ended up getting those services,

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end up getting the cars.

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We're still driving them today.

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It's just something critical that I need,

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and my family needs to be able to help us, you know,

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improve our quality of life.

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(uplifting music)