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<v ->Hi, my name is Joanne Singh.</v>

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<v ->My name is Larry Singh.</v>

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<v ->We've been married 41 years this year,</v>

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and we've been Altura Credit Union members for 33 years.

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So I guess if something works, you just stay with it.

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We chose to purchase an F-150.

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We purchased it because we have a very outdoor lifestyle.

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We do everything together. Larry and I fish together.

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I remember one year he asked me for my birthday,

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what I wanted to do, and I said, "I wanna go fishing."

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<v ->After I had bought the truck and had arranged financing</v>

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through Ford, I saw the interest rate they gave me

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and I knew I could do better.

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I called the Altura hotline,

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took the contract to the branch office in Rancho Mirage.

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They sent it to him. He did all the work.

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I didn't really have to do anything

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other than find the truck.

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Most people know that the lowest interest rates

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are at credit unions.

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Even if they buy their vehicle

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and get it financed through the dealership,

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they can still call Altura and get the better deal

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than the dealership offers them.

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<v Joanne>I'm Joanne, thank you, Altura Credit Union.</v>