*APR = Annual Percentage Rate. Advertised rates and APRs are subject to verification. The 15-year fixed-rate mortgage has a 6.125% interest rate and 6.319% APR; repayment consists of 180 monthly principal and interest payments. The 20-year fixed-rate mortgage has a 6.500% interest rate and 6.694% APR; repayment consists of 240 monthly principal and interest payments. The 30-year fixed-rate mortgage has a 6.750% interest rate and 6.944% APR; repayment consists of 360 monthly principal and interest payments. The 5/6 SOFR ARM has an initial interest rate of 5.500% and 5.694% APR, and the initial rate applies for 60 months. The 7/6 SOFR ARM has an initial interest rate of 5.750% and 5.944% APR, and the initial rate applies for 84 months. After the initial period, ARM interest rates may adjust every six months based on the applicable index and margin, subject to contractual adjustment limits. The APR may increase after loan closing. Rates and APRs offered to individual applicants may vary based on creditworthiness, loan-to-value ratio, property characteristics, and other factors. All loans are subject to credit approval and property qualification. Closing costs and other fees may apply. Rates, terms, and programs are subject to change without notice. Additional restrictions may apply. Equal Housing Opportunity. NMLS #417696
