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Home Loans

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Get In Touch with a Consultant

Apply now with one of our Mortgage Loan Officers who can assist you with any questions you have including your options for purchasing or refinancing a home. We are here to help create the best experience that is personalized to all your needs!

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Gregory Rexroad

Riverside Ave. | 14th Street | Eastvale
Over the course of the last decade, Greg Rexroad has built a reputation as one of the most caring and competent Loan Officers in the business today. As a Mortgage Loan Specialist with Altura Credit Union, Greg is committed to providing exceptional service. “I really enjoy working closely with Members to help them achieve their dream of owning a home, which can be a stressful experience. I do all I can to make the process of obtaining a home loan as stress-free as possible,” he says. Greg also partners with the Real Estate Agents to address all contingencies and have a successful on-time closing.
951.571.5501
951.295.8864
F: 951.571.7910
NMLS# 523031
no
no
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Soli Nickmanesh

Cactus | Canyon Springs | ITM | Sun Lakes
I have over 25 years of experience in Retail Banking and have consistently provided superior service and results! My specialty for the past 18 years is originating residential loans, such as VA, FHA, conventional, construction loans, for all types of borrowers and first time home buyers. I have always been a client-focused loan officer, and as such my business is mostly referral based on past clients and Real Estate agents. Other Languages: Turkish, Farsi
951.255.0448
951.255.0448
F: 951.571.5952
NMLS# 427100
no
no
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Dawn Thompson

Murrieta | Silver Hawk | Woodcrest
“Whether purchasing or refinancing a home, I will work hard to ensure that my members get the best loan programs at the best rates.   I look at a mortgage as a life event and not just an application or loan number; it can be life changing.” Dawn began her career in the mortgage industry in 2008 while managing a local bank branch in the valley. In 2017, she started originating mortgage loans exclusively. Dawn, with her 17 years of financial experience and her extensive knowledge of mortgage lending, will always put your complete financial well-being as a top priority. Her business is based on realtor relationships, past clientele and referrals from friends and family members. You can truly call her a “mortgage professional” for she is highly trained, passionate and knowledgeable about the ever-changing mortgage industry. She is honored and thankful for every opportunity to assist her members with their mortgage needs.  
951-565-7943
F: 951-571-5884
NMLS# 689219
no
no
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Robert Dalton

Magnolia | Corona Plaza | Corona Lincoln
As a career mortgage loan professional Roberts’ stated goal is “To help our members navigate the home loan process with comfort and confidence.” Robert has experience with Conventional loans, FHA loans, VA loans as well as non-prime products. Whatever your home loan needs might be, Purchase, Refinance or Consolidation, Robert will be there every step of the way!
951.413.9100
951.413.9100
F: 951.571.5886
NMLS# 404831
no
no
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Victor Novoa
“Hablo Español”

Bear Creek | San Jacinto | West Hemet
Victor Novoa has over 18 years of experience in the mortgage industry. He has worked closely with clients in a wide range of industries including residential and commercial real estate, manufacturing, healthcare, and construction. Victor has extensive product knowledge and experience in purchases and refinances. For him, there is no difference between his members, whether they are a First Time Home Buyer or a Seasoned Investor. Originally from the central coast of California, he served in the United States Navy and Marine Corp. When he is not helping people enhance their personal mortgage scenarios, Victor enjoys working on custom cars, spending quality time with his wife and children, hiking, mountain biking, camping, and traveling. Other Languages: Spanish
951.214.0027
951.214.0027
F: 951.571.5876
NMLS# 687573
no
no
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Juliana Casillas
“Hablo Español”

Perris | Stoneridge | University
Juliana Casillas has over 13 years in the financial industry and is happy to be a part of your journey with any of your home loan needs. You will have her commitment that the experience will be as stress-free as possible. Considering how a mortgage is a person’s biggest investment, let Juliana help you through the process. Away from the office Juliana enjoys spending time with her husband and kids. She's also a big sports fan and likes exploring coffee shops and traveling. Juliana Casillas tiene más de 13 años en la industria financiera. Ella está feliz de ser parte de su viaje con cualquiera de sus necesidades de préstamos hipotecarios. Tendrá su compromise de que la experiencia sea lo más libre de estrés possible. Teniendo en cuenta que una hipoteca es la mayor inversion de una persona, deje que Juliana le ayude en el prceso. Fuera de la oficina, a Juliana le gusta pasar tiempo con su esposo y sus hijos. También es una gran aficionada a los deportes, explorando cafeterias y viajando.
951-675-6884
F: 951-571-5952
NMLS# 2250558
no
no
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Cynthia Valadez
“Hablo Español”

Coachella | Indio | Rancho Mirage
With over two decades of expertise in mortgage financing, I bring a wealth of knowledge and insight to the world of Real Estate. Having successfully navigated the ever-changing landscape of lending, I’ve helped countless individuals achieve their dream of homeownership. Whether it’s assisting a first-time homebuyer in making that pivotal purchase or assisting an investor, I’m ready to help you reach your real estate goals.
951-571-5150
951-337-1324
F: 951-571-5150
NMLS# 1964325
no
no
The Garcia Family - Members Since 2003
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Home Equity and Mortgage Loans

Home Equity Rates

Rates Effective Date: September 27, 2023
Loan TypeRateVariableAPR^Index^^Margin
Home Equity Line of Credit Owner Occupied^-9.750%9.779%8.500%1.250%
Home Equity Closed-End Loans Owner Occupied^9.52%-9.55%--

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: READ MORE +

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: English | Spanish

To download the Important Terms of our HELOC, click here.

READ LESS -

Mortgage Rates

Rates Effective Date: September 27, 2023
Loan TypeRateAPR*
15 Year6.375%6.669%
5/6 Month Sofr ARM6.00%6.294%
Jumbo 5/6 Month Sofr ARM6.375%6.669%
7/6 Month Sofr ARM6.500%6.794%
Jumbo 7/6 Month Sofr ARM6.750%7.044%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

READ MORE +

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -

Home Equity Rates

Rates Effective Date: September 27, 2023
Loan TypeRateVariableAPR^Index^^Margin
Home Equity Line of Credit Owner Occupied^-9.750%9.779%8.500%1.250%
Home Equity Closed-End Loans Owner Occupied^9.52%-9.55%--

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: READ MORE +

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

^^ Variable Rate indexed to the Prime Rate

Download a Rate Sheet here: English | Spanish

To download the Important Terms of our HELOC, click here.

READ LESS -

Mortgage Rates

Rates Effective Date: September 27, 2023
Loan TypeRateAPR*
15 Year6.375%6.669%
5/6 Month Sofr ARM6.00%6.294%
Jumbo 5/6 Month Sofr ARM6.375%6.669%
7/6 Month Sofr ARM6.500%6.794%
Jumbo 7/6 Month Sofr ARM6.750%7.044%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

READ MORE +

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -

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