Login

EnrollForgot UsernameForgot Password

We have recently seen an increase in fraudulent activity targeting our Members through phishing scams using text messages, email, and phone. To help combat this rise in illicit behavior, we ask you to never click on unsolicited links or respond to suspicious texts, emails, or calls. For more information, click here.

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

Learn More

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

Learn More

Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

Learn More

Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

Learn More

Placeholder

Benefits of Membership

Become a Member Today

Apply for Membership with Altura to experience the ways your financial well-being will be positively impacted.

GET STARTED

What You Get With a Membership

personal-checking-icon

Checking Accounts

Altura offers a selection of checking accounts designed to fit any need for our members.

LEARN MORE
Group_54

Savings Accounts

See for yourself the way your money can grow using our savings accounts.

LEARN MORE
Group_241

Online & Mobile Banking

Use online banking and the mobile banking app to conveniently manage your accounts, transfer money, pays bills, and more!

LEARN MORE
Group_22

Auto & Other Vehicle Loans

Save money on your auto loans and find the perfect fit for your budget.

LEARN MORE
Group_25

Free ATMs Nationwide

Access to over 30,000 fee-free ATMs nationwide.

LEARN MORE
Group_13

Insurance Services

Altura offers a number of discounts and services when it comes to our insurance plans.

LEARN MORE
Group_23

Financial Education

Take advantage of the member-exclusive financial tools to educate yourself for greater success.

LEARN MORE
Group_34

Wealth Management & Retirement Services

Our consultants are here to assist you with planning for your retirement, helping invest, save for a goal, and more.

LEARN MORE

Better Than a Bank

When you join Altura, you’re an esteemed part of our business. We’re here and ready to help you turn your financial goals into a reality. Ditch the bank and experience the Altura difference.

Not For Profit

Credit unions are cooperative organizations and we exist to meet the financial needs of our members — not to make a profit from them. It is for this reason that Congress has granted credit unions the “not-for-profit” status we enjoy today.

  • This results in lower loan rates, higher savings rates, fewer fees, and new and improved products and services
  • Tax-exempt status for credit unions

 

Volunteer Board

As a credit union, our Board Members are headed by a group of volunteer professionals, who are elected by our members. Our leadership board is dedicated and truly works every day with the well-being of their members and community as first priority. Unlike a corporate bank, we understand the differentiating needs of the everyday individual. Our board’s voices are heard and always valued, for every opinion and thought is different and should be attended to. We approach our leadership in a unique way that helps us move in directions to support all the different stories and members we come in contact with.

Altura Credit Union - Board of Directors

Safe Capital

Banks are permitted to grow and expand rapidly due to capital through stock sales. With credit unions, we only have one source of capital — retained earnings. This means that the money we make on loans and fees goes into our growth.

Deposit Insured

With banks, the Federal Deposit Insurance Corporation (FDIC) is a program that provides safety to millions of American consumers. Over the years, the cost of this insurance program has cost the American taxpayer over billions of dollars. With a credit union, the National Credit Union Share Insurance Fund (NCUSIF) is supported by the combined capital of all insured credit unions. Only if the capital of all insured credit unions was depleted would the federal government be asked to step in. You may be asking what this means? We’ll tell you. In short, in the entire history of the credit union movement, not one cent of taxpayer money has ever been used to bail out a credit union. Trust the facts, and Altura Credit Union to take care of all your financial needs.

Member Owned

One of the main distinctions between a credit union and a bank is that we are a member-focused institution. As a cooperative, we are owned and operated by our members opposed to stockholders at a bank. Your membership deposit gives you a stake in our company as a part-owner. We give every member the opportunity to help make decisions for Altura, its members and the community it impacts. We all work together to serve one another as equals, unlike a bank that serves one purpose: to make as much profit as possible for its stakeholders.

Giving Back

Altura has the pleasure and resources to give back to help those in their community through a variety of initiatives and programs. We are always looking for new opportunities to better the place that we call home. Check out Altura in the Community page to get involved and see how we are working to positively impact the Riverside and surrounding areas.

Not For Profit

Credit unions are cooperative organizations and we exist to meet the financial needs of our members — not to make a profit from them. It is for this reason that Congress has granted credit unions the “not-for-profit” status we enjoy today.

  • This results in lower loan rates, higher savings rates, fewer fees, and new and improved products and services
  • Tax-exempt status for credit unions

 

Volunteer Board

As a credit union, our Board Members are headed by a group of volunteer professionals, who are elected by our members. Our leadership board is dedicated and truly works every day with the well-being of their members and community as first priority. Unlike a corporate bank, we understand the differentiating needs of the everyday individual. Our board’s voices are heard and always valued, for every opinion and thought is different and should be attended to. We approach our leadership in a unique way that helps us move in directions to support all the different stories and members we come in contact with.

Altura Credit Union - Board of Directors

Safe Capital

Banks are permitted to grow and expand rapidly due to capital through stock sales. With credit unions, we only have one source of capital — retained earnings. This means that the money we make on loans and fees goes into our growth.

Deposit Insured

With banks, the Federal Deposit Insurance Corporation (FDIC) is a program that provides safety to millions of American consumers. Over the years, the cost of this insurance program has cost the American taxpayer over billions of dollars. With a credit union, the National Credit Union Share Insurance Fund (NCUSIF) is supported by the combined capital of all insured credit unions. Only if the capital of all insured credit unions was depleted would the federal government be asked to step in. You may be asking what this means? We’ll tell you. In short, in the entire history of the credit union movement, not one cent of taxpayer money has ever been used to bail out a credit union. Trust the facts, and Altura Credit Union to take care of all your financial needs.

Member Owned

One of the main distinctions between a credit union and a bank is that we are a member-focused institution. As a cooperative, we are owned and operated by our members opposed to stockholders at a bank. Your membership deposit gives you a stake in our company as a part-owner. We give every member the opportunity to help make decisions for Altura, its members and the community it impacts. We all work together to serve one another as equals, unlike a bank that serves one purpose: to make as much profit as possible for its stakeholders.

Giving Back

Altura has the pleasure and resources to give back to help those in their community through a variety of initiatives and programs. We are always looking for new opportunities to better the place that we call home. Check out Altura in the Community page to get involved and see how we are working to positively impact the Riverside and surrounding areas.

GRANT FOURNIER | MEMBER SINCE 2012

"Altura got the ball rolling on our auto loan right away. They take care of all our financial needs."

WATCH HIS STORY

GRANT FOURNIER'S STORY

LORENZO PEREZ | MEMBER SINCE 2000

"If you have a credit card with any other bank, you should switch to Altura’s uphora credit card."

WATCH HIS STORY

LORENZO PEREZ'S STORY

CATHERINE CEE | MEMBER SINCE 2017

"I have been a Member since 2017. I love them because they are real people. I'm just grateful to be a part of Altura Credit Union."

WATCH STORY

CATHERINE CEE'S STORY

Member Eligibility

GET STARTED

Altura Credit Union is a community-based credit union here to successfully serve its members with all their financial goals. Anyone who lives, works, attends school, or worships in any of the following areas:

  • Riverside County
  • San Diego County
  • Orange County cities of Anaheim, Garden Grove, Irvine, and Santa Ana
  • San Bernardino County cities of Rancho Cucamonga, Ontario and Fontana

Join the Altura Family Today

1

Start Application

Our online application is convenient and easy to fill out anytime, anywhere. If you have any questions, contact us!
2

Check Status

After completing the online application, you can come back to check the status.
3

Online Access

Now that you have your account, you can register for Online Banking Access. Enjoy the online services and products Altura Credit Union has to offer!

Get Started

Applying online is easy! Click Start Application below to begin a new application. Already applied? Select Check Status to view the status of an existing application.

START APPLICATIONCHECK STATUS

Find a Branch

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will need the following information in order to complete the application: Be a legal US Resident, have a Government issued ID, have a Social Security Number, and meet our eligibility requirements. This application process requires electronic funding. If you do not have a social security number, you may still be eligible for Membership with an alternative form of identification, please visit one of our branch locations.