We have a Planned System Maintenance scheduled from 11pm on Saturday, May 18th to 3am on Sunday, May 19th. We apologize for any inconvenience this may cause.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Credit Monitoring

Free Credit Monitoring*

If you sign up for a Free Ascend Checking Account, you get free credit monitoring* through Online Banking and our Mobile Application.

Signing up is easy! Simply choose one of the options below:

Option 1: Mobile App

  1. Open and sign in to the Altura CU mobile app
  2. Click on the menu icon in the top left part of the screen
  3. Under “More Widgets”, select “Credit Score”
  4. Click “Launch SavvyMoney” to get started

Option 2: Online Banking:

  1. Click the “Online Banking” button below
  2. Log in or Register (if you are a first time user
  3. Follow the instructions to get started

Online Banking


Better understand your current credit health.


Learn how to improve your credit score.


Receive personalized offers to help save money with us.


What is Anytime Credit Score

Anytime Credit Score will be available to Members through Online banking.

Anytime Credit Score is a free service offered to help Members:

  • Understand their current credit health
  • Learn how they can improve it
  • Receive personalized offers to help save money with us

How Much will a Foreclosure Affect My Credit Score?

A foreclosure has a significant negative impact on your credit. The higher your credit score was before the foreclosure, the more points you can expect it to drop. For example, if you had a credit score of 680 before the foreclosure, you should expect your credit score to drop below 600 after foreclosure. But if you had a higher credit score of 780 before the foreclosure, your credit score will end up dropping to the low 600s.

Will One Late Payment Affect My Credit Score? (Late Payment Credit Score)

Although one late payment on a loan may not seem like a big deal, it can still have an effect on your credit, especially if the payment is more than 30 days late. If you have a very high credit score (780 or more), your credit will be more severely impacted. For example, a payment that is 30 days late could cause your credit score to drop by 100 points! With the Skip a Payment option, you won’t have to worry about this.

Will a Lost or Stolen Credit Card Affect My Credit Score?

A lost credit card will not directly hurt your credit score. However, it will reduce the average length of your credit history. That could end up lowering your score. If you don’t quickly change your automatic payments over to your new card, you could miss a payment. This would also lower your credit score.


* Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit


Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

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