You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.
Learn MoreWe volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!
Learn MoreAltura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!
Learn MoreCredit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.
Learn MoreSometimes the idea of investing is scary. You may not be willing to part with a large sum of cash by putting it in an account long-term. Fortunately, money markets make investing a little easier.
Money market accounts are the perfect combination of savings and checking accounts. However, unlike a traditional savings account, you can also write checks with your money market. The higher your account balance is, the higher dividends you’ll earn. You invest in a money market account to earn the higher dividends than you would with a savings account.
Still have questions about money markets? Altura Credit Union would love to answer them! Call us at (888) 883-7228 or visit your local Altura branch today.
There are risks with all investments. However, money market accounts as a fairly safe option for investing that carries a low risk for the investor. The Federal Deposit Insurance Corporation (FDIC) insures your investment in a money market account up to $250,000 for each depositor.
The best investment for your money is largely personal preference. If you’re looking for an investment that gives you more immediate access to your funds, a money market is the best option for you. As long as you don’t go over your transaction limit, you can withdraw from or deposit money into your account with ease.
You won’t have this same luxury with a CD. Once your money is in a CD, it’s there until the term is up. If you’re willing to part with your money long-term (two years or more), you’ll make a sizable return on a CD investment. But if you don’t want to invest for that long, a money market will usually offer you a better interest rate than a CD with a shorter term.
It is possible for you to lose your initial investment in a money market. However, money markets are generally considered a safer form of investing, so you shouldn’t worry about that too much.
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^ To qualify for a Prestige Money Market the primary member must also maintain an active checking account under any account number to earn the stated Prestige Money Market rates. An active checking account is defined as a checking account that has...
^ To qualify for a Prestige Money Market the primary member must also maintain an active checking account under any account number to earn the stated Prestige Money Market rates. An active checking account is defined as a checking account that has a minimum of ten (10) debit card transactions per month. For any month in which the transaction activity threshold is not met, the rate for that month will default to the current Smart Money Market rate on balances for the previous month.