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With Altura Auto Loans take advantage of our low rates plus enjoy 60 days without a payment.*

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Steve Morris - Member Since 2003
Products

Credit Union Personal Loans

Credit Union Personal Loan Rates

Whether unexpected or not, we understand that events happen in our everyday lives that may require us to borrow money. We make it easy and efficient for you to do just that with our Personal Loan. Altura’s Personal Loan can help fund all your needs without emptying your pockets with your best interest in mind:

  • Consolidating debt
  • Vacations
  • Weddings
  • Home improvements

Borrow up to $15,000 for a fixed term, with just your signature. A credit union personal loan is a loan that can be used to consolidate higher interest rate debt, go on a vacation with your family, or cover any unexpected expenses and more. Altura offers flexible loan terms to fit your budget. Here are our credit union personal loan rates:

Rates Effective Date: September 20, 2021
TermAPR^
Up to 36 Months10.19%
Up to 48 Months11.19%
Up to 60 Months13.19%

^ APR = Annual Percentage Rate.

To download a Rate Sheet, click here.

THERESA CAMPBELL | MEMBER SINCE 2010

"Altura Signature Loans are the easiest process ever. You usually get a decision, if not the same day, the next day."

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THERESA CAMPBELL'S STORY

STEVE MORRIS | MEMBER SINCE 2003

"The loan process was incredibly easy. We went online, filled out the application, and within a day or two we had our money."

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STEVE MORRIS' STORY

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a Member they would gladly help you become a Member quickly and be there for you, through anything.”

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NICOLE MELENDEZ TESTIMONIAL

Did You Know?

It’s Quick and Simple

Getting approved for a signature loan is a quick and easy process at Altura, with no collateral needed!

Did You Know?

Relationship Discount

Save an automatic .50% discount for members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.

Did You Know?

Debt Cancellation

Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death. The insurance will continue to make your monthly loan payment up to the maximum the policy provides.

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Financial Well-Being

FAQs

Can Loan Modification Hurt My Credit?

Loan modification should not have much effect on your credit score as long as it is a true loan modification program. Some programs claim to be loan modifications but are actually debt settlement programs. If you use such a program, your credit score will take a hit. You should make sure you are using a true loan modification program that won’t harm your credit.

Why Was My Loan Modification Request Denied?

There are a few different reasons why your request for loan modification could have been denied. To know for sure why yours was, read the full denial letter from your lender. Your current credit score or your loan history may have caused the denial. If your submission was outdated or you didn’t provide the right documents, you could also be denied.

Will One Late Payment Affect My Credit Score? (Late Payment Credit Score)

Although one late payment on a loan may not seem like a big deal, it can still have an effect on your credit, especially if the payment is more than 30 days late. If you have a very high credit score (780 or more), your credit will be more severely impacted. For example, a payment that is 30 days late could cause your credit score to drop by 100 points! With the Skip a Payment option, you won’t have to worry about this.

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14th Street Branch

3451 14th Street Riverside CA 92501

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Bear Creek Branch

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Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

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Coachella Branch

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Corona Lincoln Branch

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Indio Branch

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Magnolia Branch

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Murrieta Branch

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Rancho Mirage Branch

36-101 Bob Hope Drive Ste E-9 Rancho Mirage CA 92270

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Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

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San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclaimer Information

APR=Annual Percentage Rate. Rates are subject to change without notice.

No loan processing fee is required.

To qualify for the offer, there cannot be a previous Skip-a-Pay event during the previ...

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APR=Annual Percentage Rate. Rates are subject to change without notice.

No loan processing fee is required.

To qualify for the offer, there cannot be a previous Skip-a-Pay event during the previous 12 month period. Skip-a-Pay has a $25 fee and is available for loans financed through Altura Credit Union and excludes Home Equity or HELOC Loans, and Visa Loans.

A one-time membership fee applies to non-members.

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