Whether unexpected or not, we understand that events happen in our everyday lives that may require us to borrow money. We make it easy and efficient for you to do just that with our Personal Loan. Altura’s Personal Loan can help fund all your needs without emptying your pockets with your best interest in mind:
Borrow up to $15,000 for a fixed term, with just your signature. A credit union personal loan is a loan that can be used to consolidate higher interest rate debt, go on a vacation with your family, or cover any unexpected expenses and more. Altura offers flexible loan terms to fit your budget. Here are our credit union personal loan rates:
| Term | APR^ |
|---|---|
| Up to 36 Months | 10.19% |
| Up to 48 Months | 11.19% |
| Up to 60 Months | 13.19% |
^ APR = Annual Percentage Rate.
Loan modification should not have much effect on your credit score as long as it is a true loan modification program. Some programs claim to be loan modifications but are actually debt settlement programs. If you use such a program, your credit score will take a hit. You should make sure you are using a true loan modification program that won’t harm your credit.
There are a few different reasons why your request for loan modification could have been denied. To know for sure why yours was, read the full denial letter from your lender. Your current credit score or your loan history may have caused the denial. If your submission was outdated or you didn’t provide the right documents, you could also be denied.
Although one late payment on a loan may not seem like a big deal, it can still have an effect on your credit, especially if the payment is more than 30 days late. If you have a very high credit score (780 or more), your credit will be more severely impacted. For example, a payment that is 30 days late could cause your credit score to drop by 100 points! With the Skip a Payment option, you won’t have to worry about this.
APR=Annual Percentage Rate. Rates are subject to change without notice.
No loan processing fee is required.
To qualify for the offer, there cannot be a previous Skip-a-Pay event during the previ...
APR=Annual Percentage Rate. Rates are subject to change without notice.
No loan processing fee is required.
To qualify for the offer, there cannot be a previous Skip-a-Pay event during the previous 12 month period. Skip-a-Pay has a $25 fee and is available for loans financed through Altura Credit Union and excludes Home Equity or HELOC Loans, and Visa Loans.
A one-time membership fee applies to non-members.
