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Our Call Center and Online Chat will be unavailable after 5:00pm on Thursday, Feb. 20th. They will resume their regular hours of operation on Friday, Feb. 21st. We apologize for any inconvenience this may cause.

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Zack Acosta - Member Since 2009
Products

Share Secured Loans

Easier Approvals to Help You Build Credit

Do you need to build or rebuild your credit? Share Secured loans are a way for you to borrow using your own savings as collateral. They are easier to get approved for when you have poor credit or no credit history, so you can build or rebuild your credit and without using all of your savings to make a purchase.

Rates

Rates Effective Date: February 21, 2020
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

To download a Rate Sheet, click here.

Rates Effective Date: February 21, 2020
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

To download a Rate Sheet, click here.

Easier Approval

Get approved more easily than you would with a typical loan.

Build Credit

Build or rebuild your credit.

Keep Your Savings

Retain and grow your savings.

STEVE MORRIS | MEMBER SINCE 2003

"The loan process was incredibly easy. We went online, filled out the application, and within a day or two we had our money."

WATCH STORY

STEVE MORRIS' STORY

ROBIN JONES | MEMBER SINCE 1987

"When you go to get a loan with Altura Credit Union, it's such a simple process. You usually know within 2 hours whether you are approved or not."

WATCH HER STORY

ROBIN JONES TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

FAQs

Am I Too Young to Start Building Credit?

If you’re 18 or over, you’re at the perfect age to start building credit. Altura’s youth accounts make establishing and building credit easy. As long as you are using your credit card responsibly, you’re actually setting yourself up for future success.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

Ready to Build or Rebuild Your Credit?

Apply Now