The holiday season brings joy, but it also attracts increased fraud activity. Stay safe by shopping securely, monitoring your accounts, and keeping your sensitive information private. Visit AlturaCU.com/fraud-security for more tips.

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Zack Acosta - Member Since 2009
Products

Share Secured Loans
Loans to Build Credit

Easier Approvals to Help You Build Credit

Do you need to build or rebuild your credit? Share Secured loans are a way for you to borrow using your own savings as collateral. They are easier to get approved for when you have poor credit or no credit history, so you can build or rebuild your credit and without using all of your savings to make a purchase.

Rates

Rates Effective Date: December 8, 2024
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Rates Effective Date: December 8, 2024
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Easier Approval

Get approved more easily than you would with a typical loan.

Build Credit

Build or rebuild your credit.

Keep Your Savings

Retain and grow your savings.

STEVE MORRIS | MEMBER SINCE 2003

"The loan process was incredibly easy. We went online, filled out the application, and within a day or two we had our money."

WATCH STORY

STEVE MORRIS' STORY

ROBIN JONES | MEMBER SINCE 1987

"When you go to get a loan with Altura Credit Union, it's such a simple process. You usually know within 2 hours whether you are approved or not."

WATCH HER STORY

ROBIN JONES TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

FAQs

Am I Too Young to Start Building Credit?

If you’re 18 or over, you’re at the perfect age to start building credit. Altura’s youth accounts make establishing and building credit easy. As long as you are using your credit card responsibly, you’re actually setting yourself up for future success.

Apply at a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

MENIFEE, CA

Sun City Branch

27220 Sun City Blvd. Sun City, CA 92586

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

PALM SPRINGS, CA

Sunrise Branch

1751 N. Sunrise Way, Suite #1, Palm Springs, CA 92262

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Ready to Build or Rebuild Your Credit?

Apply Now