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Routing #322281235

We have recently seen an increase in fraudulent activity targeting our Members through phishing scams using text messages, email, and phone. To help combat this rise in illicit behavior, we ask you to never click on unsolicited links or respond to suspicious texts, emails, or calls. For more information, click here.

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You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

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We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Zack Acosta - Member Since 2009
Products

Share Secured Loans
Loans to Build Credit

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Easier Approvals to Help You Build Credit

Do you need to build or rebuild your credit? Share Secured loans are a way for you to borrow using your own savings as collateral. They are easier to get approved for when you have poor credit or no credit history, so you can build or rebuild your credit and without using all of your savings to make a purchase.

Rates

Rates Effective Date: June 3, 2023
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Rates Effective Date: June 3, 2023
Type
Share SecuredVariable / APR^3.00% above dividend rate being paid on the Share Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Easier Approval

Get approved more easily than you would with a typical loan.

Build Credit

Build or rebuild your credit.

Keep Your Savings

Retain and grow your savings.

STEVE MORRIS | MEMBER SINCE 2003

"The loan process was incredibly easy. We went online, filled out the application, and within a day or two we had our money."

WATCH STORY

STEVE MORRIS' STORY

ROBIN JONES | MEMBER SINCE 1987

"When you go to get a loan with Altura Credit Union, it's such a simple process. You usually know within 2 hours whether you are approved or not."

WATCH HER STORY

ROBIN JONES TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

FAQs

Am I Too Young to Start Building Credit?

If you’re 18 or over, you’re at the perfect age to start building credit. Altura’s youth accounts make establishing and building credit easy. As long as you are using your credit card responsibly, you’re actually setting yourself up for future success.

Apply at a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501
WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595
Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553
RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507
COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236
Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882
Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881
EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752
Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201
RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505
Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563
PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571
Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270
RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506
SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583
FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563
Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555
Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220
RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507
Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545
WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

Ready to Build or Rebuild Your Credit?

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