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Branches will be closed Thursday, July 4, 2019 in observation of Independence Day.

Did you know?

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Savings Accounts

Personal Accounts

There are so many perks to having an account through Altura. Check out the services that make managing your finances easy!

Protect Your Future with a Savings Account

Savings accounts make it easy for you to build a financial security blanket for your future. They help you save for emergencies, as well as large purchases. Best of all, you earn dividends on your savings.

You don’t need a ton of money to start a savings account. Our Primary Savings Account option has a minimum opening deposit of just $25. You can even open a Side Share Savings Account with an opening deposit of any amount.

Payroll Direct Deposit

An easy and safe way to instantly access your paychecks

ACH Transaction Setup

A convenient way to automatically pay recurring bills

Overdraft Protection

A backup to ensure that all your transactions clear
Debit Card: the safer alternative to a credit card that’s still convenient

Shared Branching/ CO-OP ATMs

Altura’s many shared branches and ATM locations make it easy for you to bank from almost anywhere.

Check Orders

Check styles and accessories for personality!

Official Bank Checks

A more widely-accepted and safer alternative to personal checks

Wire Transfers

The ability to send and receive electronic payments from just about anywhere

Lost or Stolen Checks/Cards

An understanding staff that will act fast to protect your accounts and identity

Courtesy Pay

Protection against insufficient funds for Altura members use who payroll direct deposit

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

WATCH STORY

BRANDON CARILLO TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a member they would gladly help you out. Help you become a member quickly and were there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

WATCH STORY

CHERESE CLOSURE TESTIMONIAL

FAQs

How Does a Savings Account Work?

With a savings account, you earn interest on your money simply for keeping it there. Altura lends the money in your account out to other credit union members. The longer you keep your money in a savings account and the more money you have in the account, the more interest you’ll earn.

How Many Withdrawals Can I Make from My Savings Account?

Your savings account is supposed to function just as its name implies: as a way to save money. Because of this, you are limited to making only six withdrawals each month. You are also restricted with the kinds of withdrawals you can make. Examples of acceptable withdrawals include:

  • Debit card transactions
  • Wire transfers
  • Electronic funds transfers
  • ACH transfers
  • Overdraft transfers

What Happens If I Exceed My Savings Account Withdrawal Limit?

If you’ve gone over your withdrawal limit a couple of times, your bank may charge you an extra fee. They might also prevent you from completing the excessive transactions. But the consequences will be even more severe if you make a habit of going over your withdrawal limit. The bank will either change your savings account into a checking account or close your savings
account.

Disclaimer Information

*For fees and complete account details Click Here

**Active checking refers to ATM, checks and debit card transactions on your checking account.

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

We are Invested in Helping You Live a Financially Healthy Life

Benefits of Membership