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Savings accounts make it easy for you to build a financial security blanket for your future. They help you save for emergencies, as well as large purchases. Best of all, you earn dividends on your savings.
You don’t need a ton of money to start a savings account. Our Primary Savings Account option has a minimum opening deposit of just $25. You can even open a Side Share Savings Account with an opening deposit of any amount.
With a savings account, you earn interest on your money simply for keeping it there. Altura lends the money in your account out to other credit union members. The longer you keep your money in a savings account and the more money you have in the account, the more interest you’ll earn.
Your savings account is supposed to function just as its name implies: as a way to save money. Because of this, you are limited to making only six withdrawals each month. You are also restricted with the kinds of withdrawals you can make. Examples of acceptable withdrawals include:
If you’ve gone over your withdrawal limit a couple of times, your bank may charge you an extra fee. They might also prevent you from completing the excessive transactions. But the consequences will be even more severe if you make a habit of going over your withdrawal limit. The bank will either change your savings account into a checking account or close your savings
account.
*For fees and complete account details Click Here
**Active checking refers to ATM, checks and debit card transactions on your checking account.