You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.
Learn MoreWe volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!
Learn MoreAltura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!
Learn MoreCredit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.
Learn More| Uphora Rewards Card |
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| Competitive Rate
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| No Annual Fee
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| Earn Points - Redeem & Pay with Rewards
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| Pay with Mobile
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| Microchip Tech
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| 24/7 Fraud Protection
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| No Interest for 25 Days on Purchases*
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| Rewards 1% Cash Back |
In most cases, you must be at least 18-years-old to open a credit card alone. However, minors can be added onto their parents’ credit cards as authorized users.
The first step to obtaining your credit card is to fill out an application. It usually takes 7 to 14 business days for an application to be approved. Then you will have to wait another 7 to 10 days for your card to arrive in the mail. So from start to finish, you can expect for the process to take a few weeks.
If you filled out a credit card application on impulse, you might end up regretting your decision by the time you get the card in the mail. It’s important to know that when you apply for a credit card, you aren’t just asking for the card itself. Your account is probably already active whether or not you’ve activated the card itself. As long as your card does not have an annual fee, your best option may be to leave the card open. This will help preserve your credit score.
*On approved credit. Not all Members will qualify.
