You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
We have recently seen an increase in fraudulent activity targeting our Members through phishing scams using text messages, email, and phone. To help combat this rise in illicit behavior, we ask you to never click on unsolicited links or respond to suspicious texts, emails, or calls. For more information, click here.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.
Learn MoreWe volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!
Learn MoreAltura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!
Learn MoreCredit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.
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Our uphora Rewards Card offers easy-to-earn reward points AND
A special offer for new uphora cardholders: Earn 20,000 Reward Points when you spend at least $2,000 in the first 90 days*
Our Summit Card offers a low APR, perfect for high-balance transfers.
The choice is yours. Apply Today!
Take advantage of our special offer for new uphora cardholders: Spend $2,000 in the first 90 days and get 20,000 Reward Points*
Apply Now to start enjoying rewards!
Type | Variable/APR^ |
---|---|
uphora Rewards Credit Card | 16.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
With it’s low APR, the Summit Card is perfect if you tend to carry a monthly balance or if you’re interested in transferring from a higher balance card.
Type | Variable/APR^ |
---|---|
Summit Credit Card | As Low as 13.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Need to rebuild your credit score? Or have a credit score you want to improve? Altura’s Summit Secured card is the perfect tool for you. With Summit Secured, you can get approved quickly and start rebuilding your credit today.
Type | Variable/APR^ |
---|---|
Summit Secured Card | As Low as 16.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Take advantage of our special offer for new uphora cardholders: Spend $2,000 in the first 90 days and get 20,000 Reward Points*
Apply Now to start enjoying rewards!
Type | Variable/APR^ |
---|---|
uphora Rewards Credit Card | 16.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
With it’s low APR, the Summit Card is perfect if you tend to carry a monthly balance or if you’re interested in transferring from a higher balance card.
Type | Variable/APR^ |
---|---|
Summit Credit Card | As Low as 13.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Need to rebuild your credit score? Or have a credit score you want to improve? Altura’s Summit Secured card is the perfect tool for you. With Summit Secured, you can get approved quickly and start rebuilding your credit today.
Type | Variable/APR^ |
---|---|
Summit Secured Card | As Low as 16.99% |
^ Variable Rate indexed to the Prime Rate. APR = Annual Percentage Rate.
Get 24/7 fraud protection tracking.
Receive email and text account activity alerts.
Pay with your mobile device at many merchants.
"If you have a credit card with any other bank, you should switch to Altura’s uphora credit card."
WATCH HIS STORY"I chose the uphora™ credit card simply because it has the rewards I need. There's no annual fees, a low interest rate, and I can track all of my purchases...
WATCH HER STORY"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...
WATCH STORYIn an effort to combat e-commerce fraud and streamline the online checkout process, Mastercard is now offering a new online checkout process called SRC (Secure Remote Commerce). There is a simple, one-time enrollment process that takes just a couple of minutes. Click the button below to start the enrollment process with Mastercard:
In most cases, you must be at least 18-years-old to open a credit card alone. However, minors can be added onto their parents’ credit cards as authorized users.
The first step to obtaining your credit card is to fill out an application. It usually takes 7 to 14 business days for an application to be approved. Then you will have to wait another 7 to 10 days for your card to arrive in the mail. So from start to finish, you can expect it to take a few weeks to get a credit card.
If you filled out a credit card application on impulse, you might end up regretting your decision by the time you get the card in the mail. It’s important to know that when you apply for a credit card, you aren’t just asking for the card itself. Your account is probably already active whether or not you’ve activated the card itself. As long as your card does not have an annual fee, your best option may be to leave the card open. This will help preserve your credit score.
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APR* = Annual Percentage Rate. Payments shall be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance of accounts with the highest APRs. Qualifying purchases made from November 1, 2022 through D...
APR* = Annual Percentage Rate. Payments shall be applied first to any finance charges/interest and other fees due and then to the unpaid principal balance of accounts with the highest APRs. Qualifying purchases made from November 1, 2022 through December 31, 2022 shall accrue interest at the promotional APR of 3.9% through the billing cycle that ends January 24, 2024, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to the variable APR that is based on the Prime Rate. A late payment may cause your APR to revert to the APR previously disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from the promotional offer. This promotional rate is not available for business credit card accounts. Additional restrictions may apply. Not valid where prohibited by law. The ”Spend and Get” promotional offer is valid for 90 days from the date of the first transaction. Eligible Transactions: Transaction types purchases and returns (5 and 6 as detailed in the MasterCardRewards Disclosure), and transactions that accrue base points. When the cumulative spend on a card reaches or exceeds $2,000 in accordance with the aforementioned criteria, a one-time adjustment for 20,000 points shall be awarded. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. © 2020 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. For full disclosure and program details, please visit www.Alturacu.com/uphora