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In most cases, you must be at least 18-years-old to open a credit card alone. However, minors can be added onto their parents’ credit cards as authorized users.
The first step to obtaining your credit card is to fill out an application. It usually takes 7 to 14 business days for an application to be approved. Then you will have to wait another 7 to 10 days for your card to arrive in the mail. So from start to finish, you can expect for the process to take a few weeks.
If you filled out a credit card application on impulse, you might end up regretting your decision by the time you get the card in the mail. It’s important to know that when you apply for a credit card, you aren’t just asking for the card itself. Your account is probably already active whether or not you’ve activated the card itself. As long as your card does not have an annual fee, your best option may be to leave the card open. This will help preserve your credit score.
*Anywhere MasterCard is accepted. ”Spend and Get” promotional offer valid for 90 days from the first transaction. Eligible Transactions: Transaction Types Purchases and Returns (Refer to MasterCard Rewards Disclosure 5 and 6), T...
*Anywhere MasterCard is accepted. ”Spend and Get” promotional offer valid for 90 days from the first transaction. Eligible Transactions: Transaction Types Purchases and Returns (Refer to MasterCard Rewards Disclosure 5 and 6), Transactions that accrue base points. When the cumulative spend on a card is greater than or equal to $2,000 and meeting the above criteria, a one-time adjustment for 20,000 points will be awarded. All loans are subject to credit approval. Membership eligibility required. Other restrictions may apply. For full disclosure and program details visit www.Alturacu.com/uphora © 2017 MasterCard. MasterCard, MasterCard Pay with Rewards and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.
Interests rates are variable and may change without notice.
**APR = Annual Percentage Rate. Rates are subject to change without notice.
***On approved credit. Not all Members will qualify.