We have a Planned System Maintenance scheduled from 9pm on Saturday, April 12th to 3am on Sunday, April 13th. Online banking and the Mobile App will be unavailable during this time. We apologize for any inconvenience this may cause.

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Employer Benefits

You and Your
Employee Benefits

Offering Altura Credit Union to your employees makes sense – it costs you nothing, yet gives your employees the opportunity to take advantage of all the benefits of Credit Union membership. In addition, when your organization signs on with us, you become what is called a SEG (Select Employer Group or A Community Partner).

As an added benefit, a Business Development Officer will be dedicated to your organization. So you will have the comfort of knowing that you can direct any calls to a single person familiar with your needs.

Employer Products and Services

What You Get With Altura Credit Union

  • Improve your employee benefits at No Cost.
  • A dedicated Business Development Officer who will provide your business with personalized account service and serve as a single point of contact.
    • Employee onboarding packets
    • On-site presence at your workplace, including benefit fairs, open enrollments and orientation for new employees
    • Sponsorship opportunities for Work Events
  • Offer employees and their families the benefit of a credit union membership.
    • Easy sign-up—Altura does all the work
  • Reduce company expenses by offering employees the convenience of direct deposit.
  • Enhance your employee benefit program with free financial education seminars, including Lunch & Learns seminars, that promote financial literacy.
  • Give employees access to low-cost, convenient financial services and superior rates.

Interested in learning more?

Contact Us

Employer Benefits Brochure

View our full Employer Benefits Brochure and see all that we have to offer.

Benefits Brochure

Credit Builder

Designed for Members who are seeking to rebuild and increase their credit score.  Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash.  Credit Builder helps you build up your credit history and your savings at the same time.

Even with a low score you can:

  • Be approved quickly!
  • Borrow up to $3,000.
  • Terms are 12-month, 24-month, & 36-month
Rates Effective Date: May 12, 2025
Type--
Credit BuilderFixed/APR^5.00% above dividend rate being paid on the Share Certificate Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Your Path to Financial Fitness Starts Here

At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 

GO TO BALANCE

A Redesigned Checking Experience

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

  • No Fees
    • No monthly maintenance fees. No gimmicks. Ever.
  • Free Credit Monitoring
    • Free credit monitoring, reporting and daily updates.**
  • Dividends**
    • Earn dividends on higher balances.**
  • ID Theft Protection
    • Get free ID theft protection

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

What You Get With Altura Credit Union

  • Improve your employee benefits at No Cost.
  • A dedicated Business Development Officer who will provide your business with personalized account service and serve as a single point of contact.
    • Employee onboarding packets
    • On-site presence at your workplace, including benefit fairs, open enrollments and orientation for new employees
    • Sponsorship opportunities for Work Events
  • Offer employees and their families the benefit of a credit union membership.
    • Easy sign-up—Altura does all the work
  • Reduce company expenses by offering employees the convenience of direct deposit.
  • Enhance your employee benefit program with free financial education seminars, including Lunch & Learns seminars, that promote financial literacy.
  • Give employees access to low-cost, convenient financial services and superior rates.

Interested in learning more?

Contact Us

Employer Benefits Brochure

View our full Employer Benefits Brochure and see all that we have to offer.

Benefits Brochure

Credit Builder

Designed for Members who are seeking to rebuild and increase their credit score.  Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash.  Credit Builder helps you build up your credit history and your savings at the same time.

Even with a low score you can:

  • Be approved quickly!
  • Borrow up to $3,000.
  • Terms are 12-month, 24-month, & 36-month
Rates Effective Date: May 12, 2025
Type--
Credit BuilderFixed/APR^5.00% above dividend rate being paid on the Share Certificate Account securing the loan

^ APR = Annual Percentage Rate.

Download a Rate Sheet here: English | Spanish

Your Path to Financial Fitness Starts Here

At Altura CU, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.

 

GO TO BALANCE

A Redesigned Checking Experience

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

  • No Fees
    • No monthly maintenance fees. No gimmicks. Ever.
  • Free Credit Monitoring
    • Free credit monitoring, reporting and daily updates.**
  • Dividends**
    • Earn dividends on higher balances.**
  • ID Theft Protection
    • Get free ID theft protection

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

Altura Advantage

Give your employees the credit union advantage. As a preferred partner, your company would be able to offer your employees and their families the benefits of a credit union membership at no cost to your bottom line.

Security

Altura Credit Union is federally insured by the National Credit Union Administration (NCUA) for up to $250,000 which provides the same benefits of FDIC insurance for a bank account.

Low Rates and Fees

Your employees would benefit from excellent rates! Altura Credit Union's loan rates are low and our savings yield rates are high!

Amazing Service

Altura Credit Union will assign you a Business Development Officer who will prioritize your company and provide free financial education workshops, special offers, sponsorships, on-site employee visits, new hire presentations, welcome packets for new employees and more!

Easy Account Access

Mobile Banking App

We have a mobile app available for both iOS and Android devices so you can easily access your accounts, transfer funds, and more!

iOS | Android

Fast Loan Applications

Apply for Loans

Did you know that you can apply for loans online? Our application process is simple and accessible from the convenience of your home.

Quick Cash Access

Visit Local ATMs

The CO-OP ATM network makes it easy and convenient to get quick access to cash when you need it.

Online Bill Pay

Set up Payees Online

A free service that allows you to set up bill payees through Online Banking.

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Employee Convenience

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

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