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Branches will be closed Thursday, July 4, 2019 in observation of Independence Day.

Did you know?

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

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Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

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Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

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Home Loans

Purchase

Types of Loans

Altura offers many loan options including:

  • Jumbo Loans
  • Second Homes
  • Investment
  • Conventional Loans
  • Fixed-Rate Loans
  • FHA Loans
  • Adjustable-Rate Mortgages
  • VA Loans
  • Home Equity Lines of Credit
  • Manufactured Homes

Make Mortgage Payments Online

Did you know you can make your monthly mortgage payments at a branch or online? All you have to do is transfer money from your Altura checking or savings account to your mortgage loan.
If you would like to make a payment over the phone,
call 877-877-8697.

Contact Us

To learn more about home loans, call 866-571-5076 or email Mortgage@alturacu.com.

THE GARCIA FAMILY | MEMBERS SINCE 2003

“Altura has really simplified my life. Going through the Refi process was super smooth.”

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GARCIA FAMILY TESTIMONIAL

AURELIA TORRES | MEMBER SINCE 1997

“Altura is there for us when we need them with auto loans, any kind of home loans and just great service. When you walk into the branches they’re friendly, professional...

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AURELIA TORRES TESTIMONIAL

BRANDON CARILLO | MEMBER SINCE 2018

"Everyone knows my name, everyone is super friendly. They even know what I'm saving for."

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BRANDON CARILLO TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

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KAREEM GONGORA TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a member they would gladly help you out. Help you become a member quickly and were there for you, through anything.”

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NICOLE MELENDEZ TESTIMONIAL

FAQ's

How Long Will the Online Application Take?

The application will ask you questions about the home and your finances and should take less than 20 minutes.

Can I Apply for a Loan Before I Find a Property to Purchase?

Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We will provide a pre-qualification letter to you. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-qualification may give more weight to any offer that you make.

When you find the perfect home, simply call your Mortgage Loan Officer to complete your application. You will have an opportunity to lock in our great rates and fees.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

Are You Ready to Purchase Your Dream Home?

Apply Now