We have a Planned System Maintenance scheduled from 11pm on Saturday, May 18th to 3am on Sunday, May 19th. We apologize for any inconvenience this may cause.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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The Oyebobola Family - Members Since 2022
Home Loans

Credit Union Mortgage Loans

Types of Loans

Altura offers many loan options including:

  • Jumbo Loans
  • Second Homes
  • Investment
  • Conventional Loans
  • Fixed-Rate Loans
  • Adjustable-Rate Mortgages
  • Home Equity Lines of Credit
  • Manufactured Homes

Make Mortgage Payments Online

Did you know you can make your monthly mortgage payments at a branch or online? All you have to do is transfer money from your Altura checking or savings account to your mortgage loan.
If you would like to make a payment over the phone,
call 877-877-8697.

Contact Us

To learn more about home loans, call 866-571-5076 or email Mortgage@alturacu.com.

Mortgage Loans

Mortgage Rates

Rates Effective Date: May 18, 2024
Loan TypeRateAPR*
15 Year6.000%6.294%
5/6 Month Sofr ARM6.375%6.669%
Jumbo 5/6 Month Sofr ARM6.375%6.769%
7/6 Month Sofr ARM6.500%6.794%
Jumbo 7/6 Month Sofr ARM6.500%6.894%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

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*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -

Mortgage Rates

Rates Effective Date: May 18, 2024
Loan TypeRateAPR*
15 Year6.000%6.294%
5/6 Month Sofr ARM6.375%6.669%
Jumbo 5/6 Month Sofr ARM6.375%6.769%
7/6 Month Sofr ARM6.500%6.794%
Jumbo 7/6 Month Sofr ARM6.500%6.894%

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...

READ MORE +

*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696

READ LESS -
THE OYEBOBOLA FAMILY | MEMBERS SINCE 2022

"The whole process was awesome. You know, with Altura, the process was easy!"

WATCH THEIR STORY

THE OYEBOBOLA FAMILY STORY

MARIANA FEIPEL | MEMBER SINCE 2017

"I do recommend Altura Credit Union as a part of your family. Altura, thank you for helping us to live our American Dream."

WATCH HER STORY

MARIANA FEIPEL'S STORY

BELITA WIECK | MEMBER SINCE 1993

“When I decided to refinance my home, I couldn’t believe my own credit union had the lowest interest rates.”

WATCH HER STORY

BELITA WIECK'S STORY

FAQ's

What is a Mortgage?

A mortgage is a loan from a lender (bank, credit union, or other financial institution) that helps you finance a home or another form of real estate. When you get a mortgage loan, you are promising to pay back the money you have borrowed (the principal) plus an interest rate. Typically a mortgage is paid back in a series of regular payments each month for a specific term; 30-year and 15-year mortgages being the most common.

How Long Will the Online Application Take?

The application will ask you questions about the home and your finances and should take less than 20 minutes.

Can I Apply for a Loan Before I Find a Property to Purchase?

Yes, applying for a mortgage loan before you find a home may be the best thing you could do! If you apply for your mortgage now, we’ll issue an approval subject to you finding the perfect home. We will provide a pre-qualification letter to you. You can use the pre-qualification letter to assure real estate brokers and sellers that you are a qualified buyer. Having a pre-qualification may give more weight to any offer that you make.

When you find the perfect home, simply call your Mortgage Loan Officer to complete your application. You will have an opportunity to lock in our great rates and fees.

Apply at a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Are You Ready to Purchase Your Dream Home?

Apply Now