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With Altura Auto Loans take advantage of our low rates plus enjoy 100 days without a payment.*
Altura offers financing on both new/used car loans as well as on existing car loans you have that may be at a higher rate. To help make our rates even better, we offer:
An automatic 0.50% interest rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account
An additional 0.25% off your rate when you purchase a vehicle using Auto Expert
Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Rates Effective Date: September 29, 2023
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months ($25,000 minimum loan)
New Car Loans (2022-2023 Model Years) - ^APR
4.89%
5.29%
5.49%
5.89%
7.49%
Used Car Loans (2021 & Older Model Years) - ^APR
5.09%
5.69%
5.99%
6.19%
7.99%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
Rates Effective Date: September 29, 2023
Loan Type
Rate
APR^
New Motor Home/ RV Loans
7.75%
7.75%
Used Motor Home/RV Loans
8.25%
8.25%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: September 29, 2023
Loan Type
Rate
APR^
New Boat Loans
8.99%
8.99%
Used Boat Loans
9.49%
9.49%
New Motorcycle Loans
8.25%
8.25%
Used Motorcycle Loans
9.25%
9.25%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Auto Loan
Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Rates Effective Date: September 29, 2023
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months ($25,000 minimum loan)
New Car Loans (2022-2023 Model Years) - ^APR
4.89%
5.29%
5.49%
5.89%
7.49%
Used Car Loans (2021 & Older Model Years) - ^APR
5.09%
5.69%
5.99%
6.19%
7.99%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
Rates Effective Date: September 29, 2023
Loan Type
Rate
APR^
New Motor Home/ RV Loans
7.75%
7.75%
Used Motor Home/RV Loans
8.25%
8.25%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: September 29, 2023
Loan Type
Rate
APR^
New Boat Loans
8.99%
8.99%
Used Boat Loans
9.49%
9.49%
New Motorcycle Loans
8.25%
8.25%
Used Motorcycle Loans
9.25%
9.25%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Relationship Discount
Save an automatic 0.50% on your loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Mechanical Breakdown Insurance
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
GAP Insurance
This insurance is to help you pay off your loan in the event of a total loss vehicle.
SANDY JOSEPHSON | MEMBER SINCE 2013
"I tell my friends and family that if you're looking for a great banking institution where they care and you feel like family, there's no one else but Altura Credit...
Can I Make My Monthly Payments with an Automated Debit from My Checking Account?
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
