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Branches will be closed Thursday, July 4, 2019 in observation of Independence Day.

Did you know?

With Altura Auto Loans take advantage of our low rates plus enjoy 90 days without a payment.

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Being an Altura Member comes with many perks, one being our latest giveaway with Mastercard. From now until the end of 2019, any member that swipes their debit or credit card will be entered in for a monthly $1000 raffle!

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Products

Auto & Vehicle Loans

Adrian Lemus - Member Since 2014

Buy Your Dream Car

You can use an Altura auto loan to purchase a new vehicle or refinance an existing vehicle. Altura values our Member’s relationship, so we offer an automatic .50% discount to members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. You can also receive an additional .25% off your rate and no payment for 90 days* when you use Auto Expert to find your car.

Loan Options

Auto

Altura Credit Union offers financing on new and used vehicles, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing vehicle.

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Auto Loans3.29%3.29%
Used Auto Loans3.49%3.49%

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

A one-time membership fee applies for non-members.

To download a Rate Sheet, click here.

Listed interest rates are “as low as” include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Motor Home/ RV Loans6.49%6.49%
Used Motor Home/RV Loans6.99%6.99%

^ APR=Annual Percentage Rate.

To download a Rate Sheet, click here.

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

 

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Boat Loans7.99%7.99%
Used Boat Loans8.05%8.05%
New Motorcycle Loans6.99%6.99%
Used Motorcycle Loans7.99%7.99%

^ APR = Annual Percentage Rate. Rates are subject to change without notice.

To download a Rate Sheet, click here.

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay; skip one monthly payment per year!
  • Save time and money when you use our auto locator service and get a .25% discount on your interest rate

Auto

Altura Credit Union offers financing on new and used vehicles, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing vehicle.

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Auto Loans3.29%3.29%
Used Auto Loans3.49%3.49%

^ APR=Annual Percentage Rate. Rates are subject to change without notice.

A one-time membership fee applies for non-members.

To download a Rate Sheet, click here.

Listed interest rates are “as low as” include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Motor Home/ RV Loans6.49%6.49%
Used Motor Home/RV Loans6.99%6.99%

^ APR=Annual Percentage Rate.

To download a Rate Sheet, click here.

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

 

Rates Effective Date: December 5, 2019
Loan TypeRateAPR^
New Boat Loans7.99%7.99%
Used Boat Loans8.05%8.05%
New Motorcycle Loans6.99%6.99%
Used Motorcycle Loans7.99%7.99%

^ APR = Annual Percentage Rate. Rates are subject to change without notice.

To download a Rate Sheet, click here.

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay; skip one monthly payment per year!
  • Save time and money when you use our auto locator service and get a .25% discount on your interest rate

Relationship Discount

Save an automatic .50% discount for members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.

Debt Cancellation

Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.

Mechanical Breakdown Insurance

Altura offers Mechanical Breakdown Insurance to cover the smaller repairs that regular insurance won’t cover.

GAP Insurance

This insurance is to help you pay off your loan in the event of a total loss of vehicle.

ADRIAN LEMUS | MEMBER SINCE 2014

"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."

WATCH STORY

ADRIAN LEMUS' STORY

SONIA ROSALES | MEMBER SINCE 2018

"I knew the car I wanted, it was just a matter of who I was going to choose for my auto loan. When I called Altura, it was so easy."

WATCH STORY

SONIA ROSALES' STORY

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a member they would gladly help you out. Help you become a member quickly and were there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

WATCH STORY

KAREEM GONGORA TESTIMONIAL

Auto Loan Benefits

Skip-A-Pay Program

For a small fee, you can skip one payment per year, per qualifying loan so long as your account is in good standing.

Let’s Talk Discounts

Save More With Our Relationship Discount

Set up direct deposit with auto transfer to receive 0.5% discount on your interest rate.

Let’s Talk Discounts

Use Altura Auto Expert

Save an additional .25% off your rate and no payment for 90 days when you use our auto buying service, Auto Expert!

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Financial Well-Being

FAQs

Can I Make My Monthly Parents with an Automated Debit from My Checking Account?

Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

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