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Did you know?
With Altura Auto Loans take advantage of our low rates plus enjoy 60 days without a payment.*
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
Altura offers financing on new cars as well as financing on existing loans. We value our Member relationships, so we offer an automatic .50% interest rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. You can receive an additional .25% off your rate when you purchase a vehicle using AutoExpert. You can also get no payment for 100 days* when you finance your car during the promotional period.
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance your auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
Rates Effective Date: May 14, 2021
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months ($25,000 minimum loan)
New Car Loans (2020-2021 Model Years) - APR*
1.99%
1.99%
2.19%
2.39%
3.94%
Used Car Loans (2019 & Older Model Years) - APR*
2.19%
2.19%
2.39%
2.59%
4.14%
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
* APR= Annual Percentage Rate. Rate shown is at a 48 month term on 2020 and 2021 models with a monthly payment of $979.36 for a $45,000 loan at an APR of 1.99% ($21.76 per thousand). Longer terms and used auto rates are available. For used auto loans, the model year must be 2019 and older. Rate includes a .50% reduction for automatic payment from an Altura Credit Union checking account with full payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. Credit check required, but not everyone may qualify. *Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle and final loan amount does not exceed our Loan to Value limits. Promotional period ends June 13, 2021. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. **To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity, HELOC, and credit card loans.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
For a limited time, get RV / Motor Home loans as low as 5.99% APR for 60 Months! Learn more.
Rates Effective Date: May 14, 2021
Loan Type
Rate
APR^
New Motor Home/ RV Loans
5.99%
5.99%
Used Motor Home/RV Loans
6.49%
6.49%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: May 14, 2021
Loan Type
Rate
APR^
New Boat Loans
7.49%
7.49%
Used Boat Loans
7.75%
7.75%
New Motorcycle Loans
6.99%
6.99%
Used Motorcycle Loans
7.99%
7.99%
^ APR = Annual Percentage Rate. Rates are subject to change without notice.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Auto Loan
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance your auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
Rates Effective Date: May 14, 2021
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months ($25,000 minimum loan)
New Car Loans (2020-2021 Model Years) - APR*
1.99%
1.99%
2.19%
2.39%
3.94%
Used Car Loans (2019 & Older Model Years) - APR*
2.19%
2.19%
2.39%
2.59%
4.14%
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
Now through June 13, 2021, get a car loan as low as 1.99% APR for 48 months!* Learn more here.
* APR= Annual Percentage Rate. Rate shown is at a 48 month term on 2020 and 2021 models with a monthly payment of $979.36 for a $45,000 loan at an APR of 1.99% ($21.76 per thousand). Longer terms and used auto rates are available. For used auto loans, the model year must be 2019 and older. Rate includes a .50% reduction for automatic payment from an Altura Credit Union checking account with full payroll direct deposit. No payments for the first 100 days if financed during the promotional period. Interest will accrue until time of first payment. Credit check required, but not everyone may qualify. *Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle and final loan amount does not exceed our Loan to Value limits. Promotional period ends June 13, 2021. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate. **To qualify for our Skip a Payment feature, your account must remain in good standing and your loan must have a payment history of at least six months. An accompanying $25.00 fee is assessed in instances where the Skip a Payment feature is used. This feature is available on loans financed through Altura Credit Union excluding Home Equity, HELOC, and credit card loans.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
For a limited time, get RV / Motor Home loans as low as 5.99% APR for 60 Months! Learn more.
Rates Effective Date: May 14, 2021
Loan Type
Rate
APR^
New Motor Home/ RV Loans
5.99%
5.99%
Used Motor Home/RV Loans
6.49%
6.49%
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: May 14, 2021
Loan Type
Rate
APR^
New Boat Loans
7.49%
7.49%
Used Boat Loans
7.75%
7.75%
New Motorcycle Loans
6.99%
6.99%
Used Motorcycle Loans
7.99%
7.99%
^ APR = Annual Percentage Rate. Rates are subject to change without notice.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Relationship Discount
Save an automatic 0.50% on your loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Mechanical Breakdown Insurance
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
GAP Insurance
This insurance is to help you pay off your loan in the event of a total loss vehicle.
GUMARO VASQUEZ | MEMBER SINCE 2012
"Auto Expert found a buyer for my trade-in. They also found the vehicle I wanted to buy and I had a new car within a few days."
Can I Make My Monthly Payments with an Automated Debit from My Checking Account?
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
