With Altura Auto Loans take advantage of our low rates plus enjoy 100 days without a payment.*
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With Altura Auto Loans take advantage of our low rates plus enjoy 100 days without a payment.*
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Altura offers financing on both new/used car loans as well as on existing car loans you have that may be at a higher rate. To help make our rates even better, we offer:
Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.89% | 5.29% | 5.49% | 5.89% | 7.49% |
Used Car Loans (2021 & Older Model Years) - ^APR | 5.09% | 5.69% | 5.99% | 6.19% | 7.99% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
Loan Type | Rate | APR^ |
---|---|---|
New Motor Home/ RV Loans | 7.75% | 7.75% |
Used Motor Home/RV Loans | 8.25% | 8.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Loan Type | Rate | APR^ |
---|---|---|
New Boat Loans | 8.99% | 8.99% |
Used Boat Loans | 9.49% | 9.49% |
New Motorcycle Loans | 8.25% | 8.25% |
Used Motorcycle Loans | 9.25% | 9.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.
Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
---|---|---|---|---|---|
New Car Loans (2022-2023 Model Years) - ^APR | 4.89% | 5.29% | 5.49% | 5.89% | 7.49% |
Used Car Loans (2021 & Older Model Years) - ^APR | 5.09% | 5.69% | 5.99% | 6.19% | 7.99% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
Loan Type | Rate | APR^ |
---|---|---|
New Motor Home/ RV Loans | 7.75% | 7.75% |
Used Motor Home/RV Loans | 8.25% | 8.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Loan Type | Rate | APR^ |
---|---|---|
New Boat Loans | 8.99% | 8.99% |
Used Boat Loans | 9.49% | 9.49% |
New Motorcycle Loans | 8.25% | 8.25% |
Used Motorcycle Loans | 9.25% | 9.25% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Save an automatic 0.50% on your loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
This insurance is to help you pay off your loan in the event of a total loss vehicle.
"I tell my friends and family that if you're looking for a great banking institution where they care and you feel like family, there's no one else but Altura Credit...
WATCH HIS STORY"The auto financing process with Altura was painless, it was very simple, I actually did everything over the phone."
WATCH HIS STORY"I want to thank Altura for helping me on my adventure!"
WATCH HER STORYFor a small fee, you can skip one loan payment per year, per qualifying loan so long as your account is in good standing.
Set up direct deposit with auto transfer to receive 0.5% discount on your loan interest rate.
Save an additional .25% off your loan rate and no payment for 60 days when you use our auto buying service, Auto Expert!
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
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