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With Altura Auto Loans take advantage of our low rates plus enjoy 60 days without a payment.*

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The Jones Family - Members Since 2015
Products

Auto Loans

The Jones Family - Members Since 2015

Going places?
Altura can help you get there!

Altura offers financing on new cars as well as financing on existing loans. We value our Member relationships, so we offer an automatic .50% interest rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. You can receive an additional .25% off your rate when you purchase a vehicle using Auto Expert.

Loan Options

Auto Loan

Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance your auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.

Rates Effective Date: September 20, 2021
Loan Type36 Months48 Months60 Months72 Months84 Months ($25,000 minimum loan)
New Car Loans (2020-2021 Model Years) - APR2.24%2.24%2.39%2.59%4.24%
Used Car Loans (2019 & Older Model Years) - APR2.44%2.44%2.59%2.79%4.44%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

To download a Rate Sheet, click here.

READ LESS -

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

For a limited time, get RV / Motor Home loans as low as 5.99% APR for 60 Months! Learn more.

Rates Effective Date: September 20, 2021
Loan TypeRateAPR^
New Motor Home/ RV Loans5.99%5.99%
Used Motor Home/RV Loans6.49%6.49%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

To download a Rate Sheet, click here.

READ LESS -

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

Rates Effective Date: September 20, 2021
Loan TypeRateAPR^
New Boat Loans7.49%7.49%
Used Boat Loans7.75%7.75%
New Motorcycle Loans6.99%6.99%
Used Motorcycle Loans7.99%7.99%

^ APR = Annual Percentage Rate. Rates are subject to change without notice.

To download a Rate Sheet, click here.

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay: skip one monthly payment per year!
  • Save time and money when you use our car locator service and get a .25% discount on your interest rate

Auto Loan

Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance your auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.

Rates Effective Date: September 20, 2021
Loan Type36 Months48 Months60 Months72 Months84 Months ($25,000 minimum loan)
New Car Loans (2020-2021 Model Years) - APR2.24%2.24%2.39%2.59%4.24%
Used Car Loans (2019 & Older Model Years) - APR2.44%2.44%2.59%2.79%4.44%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

To download a Rate Sheet, click here.

READ LESS -

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

For a limited time, get RV / Motor Home loans as low as 5.99% APR for 60 Months! Learn more.

Rates Effective Date: September 20, 2021
Loan TypeRateAPR^
New Motor Home/ RV Loans5.99%5.99%
Used Motor Home/RV Loans6.49%6.49%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

To download a Rate Sheet, click here.

READ LESS -

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

Rates Effective Date: September 20, 2021
Loan TypeRateAPR^
New Boat Loans7.49%7.49%
Used Boat Loans7.75%7.75%
New Motorcycle Loans6.99%6.99%
Used Motorcycle Loans7.99%7.99%

^ APR = Annual Percentage Rate. Rates are subject to change without notice.

To download a Rate Sheet, click here.

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay: skip one monthly payment per year!
  • Save time and money when you use our car locator service and get a .25% discount on your interest rate

Relationship Discount

Save an automatic 0.50% on your loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.

Debt Cancellation

Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.

Mechanical Breakdown Insurance

Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.

GAP Insurance

This insurance is to help you pay off your loan in the event of a total loss vehicle.

THE JONES FAMILY | MEMBERS SINCE 2015

“I love Altura! They’re the ones that said yes when everybody said no. I thought, ‘I would love it if I could buy my son a car,’ and Altura said...

WATCH THEIR STORY

THE JONES FAMILY STORY

GUMARO VASQUEZ | MEMBER SINCE 2012

"Auto Expert found a buyer for my trade-in. They also found the vehicle I wanted to buy and I had a new car within a few days."

WATCH HIS STORY

GUMARO VASQUEZ'S STORY

GRANT FOURNIER | MEMBER SINCE 2012

"Altura got the ball rolling on our auto loan right away. They take care of all our financial needs."

WATCH HIS STORY

GRANT FOURNIER'S STORY

Auto Loan Benefits

Skip-A-Pay Program

For a small fee, you can skip one loan payment per year, per qualifying loan so long as your account is in good standing.

Let’s Talk Discounts

Save More With Our Relationship Discount

Set up direct deposit with auto transfer to receive 0.5% discount on your loan interest rate.

Let’s Talk Discounts

Use Altura Auto Expert

Save an additional .25% off your loan rate and no payment for 60 days when you use our auto buying service, Auto Expert!

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Learn How to be More Financially Fit

Financial Well-Being

FAQs

Can I Make My Monthly Payments with an Automated Debit from My Checking Account?

Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.

Apply at a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

Rancho Mirage, CA

Rancho Mirage Branch

36-101 Bob Hope Drive Ste E-9 Rancho Mirage CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclaimer Information

*No Payment for 60 Days if you use our auto buying service, Auto Expert.

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