Our latest giveaway with Mastercard: From now until the end of 2019, any member that swipes their debit or credit card will be entered in for a monthly $1,000 raffle!
You can use an Altura auto loan to purchase a new car, purchase a used car or refinance your existing car. The process to apply for a new or used car is quick and simple. Simply fill out our online loan application and you’ll receive a call with your approval status. You can also refinance your existing car through the same application.
Altura values our Member relationships, so we offer an automatic .50% rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account. You can also receive an additional .25% off your rate and no payment for 90 days* when you use Auto Expert to find your car or when financed during the current promotional period, ending March 29, 2020.
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Rates Effective Date: April 1, 2020
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months
New Auto Loans - APR^
2.39%*
2.49%
2.89%
3.29%
4.69%
Used Auto Loans - APR^
2.39%*
2.69%
3.09%
3.49%
4.69%
^ APR = Annual Percentage Rate.
*Rate shown is at a 36 month term with a monthly payment of $1,296.73 for a $45,000 loan at an APR of 2.39% ($28.82 per thousand). Longer terms and used auto rates avai...
*Rate shown is at a 36 month term with a monthly payment of $1,296.73 for a $45,000 loan at an APR of 2.39% ($28.82 per thousand). Longer terms and used auto rates available. Rate includes a 0.50% reduction for automatic payment from an Altura Credit Union checking account with payroll direct deposit. No payments for the first 90 days if financed during the promotional period. Interest will accrue until time of first payment. Negative amortization may occur. If you have acquired an Altura loan within the last 60 days, you may not qualify for this loan. Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle. Promotional period ends March 29, 2020. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate.
Listed interest rates are “as low as” include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
A one-time membership fee applies for non-members.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: April 1, 2020
Loan Type
Rate
APR^
New Boat Loans
7.99%
7.99%
Used Boat Loans
8.05%
8.05%
New Motorcycle Loans
6.99%
6.99%
Used Motorcycle Loans
7.99%
7.99%
^ APR = Annual Percentage Rate. Rates are subject to change without notice.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Credit Union Auto Loan Rates
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
Rates Effective Date: April 1, 2020
Loan Type
36 Months
48 Months
60 Months
72 Months
84 Months
New Auto Loans - APR^
2.39%*
2.49%
2.89%
3.29%
4.69%
Used Auto Loans - APR^
2.39%*
2.69%
3.09%
3.49%
4.69%
^ APR = Annual Percentage Rate.
*Rate shown is at a 36 month term with a monthly payment of $1,296.73 for a $45,000 loan at an APR of 2.39% ($28.82 per thousand). Longer terms and used auto rates avai...
*Rate shown is at a 36 month term with a monthly payment of $1,296.73 for a $45,000 loan at an APR of 2.39% ($28.82 per thousand). Longer terms and used auto rates available. Rate includes a 0.50% reduction for automatic payment from an Altura Credit Union checking account with payroll direct deposit. No payments for the first 90 days if financed during the promotional period. Interest will accrue until time of first payment. Negative amortization may occur. If you have acquired an Altura loan within the last 60 days, you may not qualify for this loan. Zero down on approved credit. This offer is not valid for refinancing an existing Altura Credit Union loan unless a minimum of $2,500 cash out is taken on the vehicle. Promotional period ends March 29, 2020. Other restrictions may apply. Maximum limit of $150,000 aggregate total secured debt excluding real estate.
Listed interest rates are “as low as” include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
A one-time membership fee applies for non-members.
Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.
With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off. Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more. Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.
Rates Effective Date: April 1, 2020
Loan Type
Rate
APR^
New Boat Loans
7.99%
7.99%
Used Boat Loans
8.05%
8.05%
New Motorcycle Loans
6.99%
6.99%
Used Motorcycle Loans
7.99%
7.99%
^ APR = Annual Percentage Rate. Rates are subject to change without notice.
Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.
Some of our First-Time Auto Buyer features include:
Competitive Rates
Skip-A-Pay: skip one monthly payment per year!
Save time and money when you use our car locator service and get a .25% discount on your interest rate
Relationship Discount
Save an automatic .50% on your auto loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.
Debt Cancellation
Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.
Mechanical Breakdown Insurance
Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.
GAP Insurance
This insurance is to help you pay off your auto loan in the event of a total loss vehicle.
ADRIAN LEMUS | MEMBER SINCE 2014
"I had my eye on this car for 2 years. The Auto Expert program has made it a reality."
"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...
Can I Make My Monthly Payments with an Automated Debit from My Checking Account?
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
Disclaimer Information
*No Payment for 90 Days offer is only applicable when using Auto Expert to find your car or if financed during the current promotional period, ending March 29, 2020.
