We have a Planned System Maintenance scheduled from 10pm on Saturday, April 20th to 4am on Sunday, April 21st. We apologize for any inconvenience this may cause.

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William Hardwick - Member Since 2016
Products

Auto Loans

The Great Outdoors Are Calling

Altura offers financing on both new/used car loans as well as on existing car loans you have that may be at a higher rate. To help make our rates even better, we offer:

  • An automatic 0.50% interest rate discount to Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account
  • An additional 0.25% off your rate when you purchase a vehicle using Auto Expert

Loan Options

Auto Loan

Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.

Rates Effective Date: April 22, 2024
Loan Type36 Months48 Months60 Months72 Months84 Months ($25,000 minimum loan)
New Car Loans (2023-2024 Model Years) - ^APR5.19%5.89%5.99%6.49%7.49%
Used Car Loans (2022 & Older Model Years) - ^APR5.49%6.09%6.49%6.99%7.99%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

Rates Effective Date: April 22, 2024
Loan TypeRateAPR^
New Motor Home/ RV Loans7.75%7.75%
Used Motor Home/RV Loans8.25%8.25%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

Rates Effective Date: April 22, 2024
Loan TypeRateAPR^
New Boat Loans8.99%8.99%
Used Boat Loans9.49%9.49%
New Motorcycle Loans8.25%8.25%
Used Motorcycle Loans9.25%9.25%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay: skip one monthly payment per year!
  • Save time and money when you use our car locator service and get a .25% discount on your interest rate

Auto Loan

Altura Credit Union offers financing on new and used cars, including tax, license, and after-market products. You can use an Altura auto loan to purchase a new (to you) vehicle or refinance an existing auto loan. The auto loan rate you qualify for is subject to your credit score and credit history.

Rates Effective Date: April 22, 2024
Loan Type36 Months48 Months60 Months72 Months84 Months ($25,000 minimum loan)
New Car Loans (2023-2024 Model Years) - ^APR5.19%5.89%5.99%6.49%7.49%
Used Car Loans (2022 & Older Model Years) - ^APR5.49%6.09%6.49%6.99%7.99%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

Recreational Vehicle Loan

Why wait to take your next adventure? Get that R.V. you’ve always wanted with our recreational vehicle loan. Altura Credit Union offers competitive financing on recreational vehicles, including tax and license. Altura offers flexible loan terms to fit your budget.

Rates Effective Date: April 22, 2024
Loan TypeRateAPR^
New Motor Home/ RV Loans7.75%7.75%
Used Motor Home/RV Loans8.25%8.25%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

Toy Loan

With Altura’s Toy Loan we want you to finally make that purchase that you have been putting off.  Altura Credit Union offers competitive financing on Toy Loans. These include new boats, motorcycles, jet skis, quad-runners and more.  Take advantage of the competitive financing options for assorted budgets. Altura is here to lower your monthly payments to make it possible to put some extra money in your pocket.

Rates Effective Date: April 22, 2024
Loan TypeRateAPR^
New Boat Loans8.99%8.99%
Used Boat Loans9.49%9.49%
New Motorcycle Loans8.25%8.25%
Used Motorcycle Loans9.25%9.25%

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...

READ MORE +

^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.

Download a Rate Sheet here: English | Spanish

READ LESS -

First-Time Auto Buyer Program

Everyone has to start somewhere, and we understand that. If you have little to no credit, we have just the right thing for you. Altura’s First time Auto Buyer Program is designed for those who have little to no credit and are ready to buy their first car. To make it even easier, we offer Auto Expert which will find the car that best suits you and your budget.

Some of our First-Time Auto Buyer features include:

  • Competitive Rates
  • Skip-A-Pay: skip one monthly payment per year!
  • Save time and money when you use our car locator service and get a .25% discount on your interest rate

Relationship Discount

Save an automatic 0.50% on your loan rate for Members who have full payroll direct deposit and automatic payment withdrawals from their Altura checking or savings account.

Debt Cancellation

Debt Cancellation protects you in the event of involuntary unemployment, disability or your heirs in the event of an untimely death.

Mechanical Breakdown Insurance

Altura offers Mechanical Breakdown Insurance to cover the smaller car repairs that regular car insurance won’t cover.

GAP Insurance

This insurance is to help you pay off your loan in the event of a total loss vehicle.

WILLIAM HARDWICK | MEMBER SINCE 2016

"One of my favorite things about Altura is with my loan I had no payment for 100 days after getting it, and that was really helpful. Then I wasn't stressing...

WATCH HIS STORY

WILLIAM HARDWICK'S STORY

TERI BARBEAU | MEMBER SINCE 1994

"Altura has been really good to me throughout the years. Whenever I walk into a branch in my area, there's always someone to say, "Hello," as soon as I come...

WATCH HER STORY

TERI BARBEAU'S STORY

YULMY MEDINA | MEMBER SINCE 2013

"The process was super simple. It took less than 20 minutes to get pre-approved. The easiest part was going to Altura and getting my loan to get a car."

WATCH HER STORY

YULMY MEDINA'S STORY

Auto Loan Benefits

Skip-A-Pay Program

For a small fee, you can skip one loan payment per year, per qualifying loan so long as your account is in good standing.

Let’s Talk Discounts

Save More With Our Relationship Discount

Set up direct deposit with auto transfer to receive 0.5% discount on your loan interest rate.

Let’s Talk Discounts

Use Altura Auto Expert

Save an additional .25% off your loan rate and no payment for 60 days when you use our auto buying service, Auto Expert!

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Financial Well-Being

FAQs

Can I Make My Monthly Payments with an Automated Debit from My Checking Account?

Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.

Apply at a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

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