Login

EnrollForgot UsernameForgot Password

To follow the recommendations from the Safer at Home order, we will be temporarily adjusting our normal branch hours beginning April 8th. Learn More

Did you know?

You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Second Line on Debit and Credit Cards - Altura Credit Union

We are always holding giveaways on our Facebook page. Don’t miss out, and check back often.

Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.

Learn More

We volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!

Learn More

Altura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!

Learn More

Credit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.

Learn More

Placeholder

Catherine Cee - Member Since 2017

Ascend Checking

Ascend Checking is our free personal checking account with no monthly maintenance fees.

A Redesigned Checking Experience

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

No Fees

No monthly maintenance fees. No gimmicks. Ever.

Free Credit Monitoring**

Free credit monitoring, reporting and daily updates.**

Dividends**

Earn dividends on higher balances.**

ID Theft Protection

Get free ID theft protection.

Benefits

No Monthly Maintenance Fee
Anytime Credit Score**
ID Theft Protection
Dividend**
Altura Out-of-Network ATM Fee**
Waived Fee for Cashiers Checks and Money Orders**
Less than $10,000 Balance
No Monthly Maintenance Fee

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Feature Not Available Icon - Altura Credit Union

Altura Out-of-Network ATM Fee**

$2

Waived Fee for Cashiers Checks and Money Orders**

Feature Not Available Icon - Altura Credit Union

$10,000 - $49,999.99 Balance*
No Monthly Maintenance Fee

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Tier I

Altura Out-of-Network ATM Fee**

$0

Waived Fee for Cashiers Checks and Money Orders**

Feature Available Icon - Altura Credit Union

$50,000+ Balance*
No Monthly Maintenance Fee

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Tier II

Altura Out-of-Network ATM Fee**

$0

Waived Fee for Cashiers Checks and Money Orders**

Feature Available Icon - Altura Credit Union

CATHERINE CEE | MEMBER SINCE 2017

"I have been a Member since 2017. I love them because they are real people. I'm just grateful to be a part of Altura Credit Union."

WATCH STORY

CATHERINE CEE'S STORY

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

WATCH STORY

CHERESE CLOSURE TESTIMONIAL

AURELIA TORRES | MEMBER SINCE 1997

“Altura is there for us when we need them with auto loans, any kind of home loans and just great service. When you walk into the branches they’re friendly, professional...

WATCH STORY

AURELIA TORRES TESTIMONIAL

FAQ

Is There a Monthly Fee?

There is no fee.  There is no minimum balance required for Ascend Checking.

 

 

What Can I Do with a Checking Account?

With a checking account, you can make deposits and withdrawals. When you set up payroll direct deposit (PDD) with your account, your paychecks will automatically be deposited to your checking account. You can access this money by writing checks, using your debit card, making withdrawals, and more.

What is Anytime Credit Score

Anytime Credit Score will be available to Members through Online banking.

Anytime Credit Score is a free service offered to help Members:
• Understand their current credit health
• Learn how they can improve it
• Receive personalized offers to help save money with us

What’s Identity Monitoring?

Identity monitoring continually monitors for suspicious activity that endangers your personal information and alerts you via email whenever activity is found that requires you to act. We scour the deepest corners of the internet, searching for compromised credentials and potentially damaging use of your personal information, detecting fraud at its inception and alerting you so you can take immediate action.

Disclosures

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts ma...

READ MORE +

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

READ LESS -

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Determine Monthly Payments for Loans and Mortgages

Altura in the Community

See How We Support Our Local Community

Ready to Sign Up for FREE Checking?

Become a Member