We have a Planned System Maintenance scheduled from 11pm on Saturday, May 18th to 3am on Sunday, May 19th. We apologize for any inconvenience this may cause.

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Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Gabriela Hanson - Member Since 2002

Ascend Checking Account

Gabriela Hanson - Member Since 2002

Our Checking Account with No Monthly Fees

Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account and made it a checking account with no monthly service fees.

Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.

No Fees

No monthly maintenance fees. No gimmicks. Ever.

Free Credit Monitoring**

Free credit monitoring, reporting and daily updates.**

Dividends**

Earn dividends on higher balances.**

ID Theft Protection

Get free ID theft protection.

Ascend Checking Benefits

No Monthly Maintenance Fees
Anytime Credit Score**
ID Theft Protection
Dividend**
Altura Out-of-Network ATM Fee**
Waived Fee for Cashiers Checks and Money Orders**
Less than $10,000 Balance
No Monthly Maintenance Fees

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Feature Not Available Icon - Altura Credit Union

Altura Out-of-Network ATM Fee**

$2

Waived Fee for Cashiers Checks and Money Orders**

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$10,000 - $49,999.99 Balance*
No Monthly Maintenance Fees

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Tier I

Altura Out-of-Network ATM Fee**

$0

Waived Fee for Cashiers Checks and Money Orders**

Feature Available Icon - Altura Credit Union

$50,000+ Balance*
No Monthly Maintenance Fees

$0

Anytime Credit Score**

Feature Available Icon - Altura Credit Union

ID Theft Protection

Feature Available Icon - Altura Credit Union

Dividend**

Tier II

Altura Out-of-Network ATM Fee**

$0

Waived Fee for Cashiers Checks and Money Orders**

Feature Available Icon - Altura Credit Union

GABRIELA HANSON | MEMBER SINCE 2002

"Thank you Altura, for making me feel like I'm family and not just a number. You guys have always been there for me, from 20 years ago up until now."

WATCH HER STORY

GABRIELA HANSON'S STORY

SARAH JOHNSON | MEMBER SINCE 2017

“With my Ascend checking account, I'm also able to check my credit score, which is on my app, and do everything at once.”

WATCH HER STORY

SARAH JOHNSON'S STORY

CATHERINE CEE | MEMBER SINCE 2017

"I have been a Member since 2017. I love them because they are real people. I'm just grateful to be a part of Altura Credit Union."

WATCH STORY

CATHERINE CEE'S STORY

FAQ

Is There a Monthly Fee?

There is no fee.  There is no minimum balance required for Ascend Checking.

 

 

What Can I Do with a Checking Account?

With a checking account, you can make deposits and withdrawals. When you set up payroll direct deposit (PDD) with your account, your paychecks will automatically be deposited to your checking account. You can access this money by writing checks, using your debit card, making withdrawals, and more.

What is Anytime Credit Score

Anytime Credit Score will be available to Members through Online banking.

Anytime Credit Score is a free service offered to help Members:

  • Understand their current credit health
  • Learn how they can improve it
  • Receive personalized offers to help save money with us

What’s Identity Monitoring?

Identity monitoring continually monitors for suspicious activity that endangers your personal information and alerts you via email whenever activity is found that requires you to act. We scour the deepest corners of the internet, searching for compromised credentials and potentially damaging use of your personal information, detecting fraud at its inception and alerting you so you can take immediate action.

Visit a Local Branch

RIVERSIDE, CA

14th Street Branch

3451 14th Street Riverside CA 92501

WILDOMAR, CA

Bear Creek Branch

36068 Hidden Springs Road Unit 9 Wildomar CA 92595

Moreno Valley, CA

Cactus Branch

23540 Cactus Avenue Moreno Valley CA 92553

RIVERSIDE, CA

Canyon Springs Branch

2692 Canyon Springs Parkway Ste C Riverside CA 92507

COACHELLA, CA

Coachella Branch

50057 Cesar Chavez, Suite A, Coachella, CA 92236

Corona, CA

Corona Lincoln Branch

650 S. Lincoln Ste 101 Corona CA 92882

Corona, CA

Corona Plaza Branch

2331 Compton Avenue Corona CA 92881

EASTVALE, CA

Eastvale Branch

5010 Hamner Ave, Unit 120, Eastvale, CA 91752

Indio, CA

Indio Branch

81096 Hwy 111 Indio CA 92201

RIVERSIDE, CA

Magnolia Branch

10725 Magnolia Avenue Riverside CA 92505

Murrieta, CA

Murrieta Branch

40412 Murrieta Hot Springs Road Murrieta CA 92563

PERRIS, CA

Perris Branch

2570 N Perris Blvd, Suite 101, Perris, CA 92571

Rancho Mirage, CA

Rancho Mirage Branch

72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270

RIVERSIDE, CA

Riverside Avenue Branch

6403 Riverside Avenue Riverside CA 92506

SAN JACINTO, CA

San Jacinto Branch

1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583

FRENCH VALLEY, CA

Silver Hawk Branch

38995 Sky Canyon Drive Murrieta, CA 92563

Moreno Valley, CA

Stoneridge Branch

27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555

Banning, CA

Sun Lakes Branch

300 S. Highland Springs Avenue Banning CA 92220

RIVERSIDE, CA

University Avenue Branch

1616 University Avenue Riverside CA 92507

Hemet, CA

West Hemet Branch

320 S. Sanderson Avenue Hemet CA 92545

WOODCREST, CA

Woodcrest Branch

17094 Van Buren Blvd, Riverside, CA 92504

Disclosures

* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts ma...

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* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.

** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.

Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.

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Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Ready to Sign Up for Ascend Checking?

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