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You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.
Learn MoreWe volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!
Learn MoreAltura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!
Learn MoreCredit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.
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Whether you’re looking to pay off debt, renovate your home, finance your teen’s college, or something else - you can obtain a home equity loan from Altura with ease.
A home equity loan allows you to essentially borrow the money you’ve already invested in your home. These loans allow you to receive a large sum of money quickly without being crippled by high-interest rates. At Altura Credit Union, you can borrow up to $150,000 for a home equity loan.
Home equity loans are available for owner-occupied, one- to four-family units but exclude manufactured and mobile homes. You can use them for a variety of reasons. It’s up to you!
More great reasons to choose home equity loans:
If you have any questions about home equity loans, contact Altura Credit Union by calling (888) 883-7228.
Loan Type | Rate | Variable | APR^^ | Index^^^ | Margin |
---|---|---|---|---|---|
Home Equity Line of Credit Owner Occupied^ | - | 9.500% | 9.529% | 8.250% | 1.250% |
Home Equity Closed-End Loans Owner Occupied^ | 8.82% | - | 8.85% | - | - |
^ Fees apply and will include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union. Loan rate...
^ Fees apply and will include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
^^ APR=Annual Percentage Rate. Rates are subject to change without notice.
^^^ Variable Rate indexed to the Prime Rate
Loan Type | Rate | Variable | APR^^ | Index^^^ | Margin |
---|---|---|---|---|---|
Home Equity Line of Credit Owner Occupied^ | - | 9.500% | 9.529% | 8.250% | 1.250% |
Home Equity Closed-End Loans Owner Occupied^ | 8.82% | - | 8.85% | - | - |
^ Fees apply and will include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union. Loan rate...
^ Fees apply and will include a processing, flood, title insurance, property appraisal and escrow fee. A membership fee applies for applicants who are not currently a member of Altura Credit Union. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
^^ APR=Annual Percentage Rate. Rates are subject to change without notice.
^^^ Variable Rate indexed to the Prime Rate
"I do recommend Altura Credit Union as a part of your family. Altura, thank you for helping us to live our American Dream."
WATCH HER STORY“Altura has really simplified my life. Going through the Refi process was super smooth.”
WATCH STORY“When I decided to refinance my home, I couldn’t believe my own credit union had the lowest interest rates.”
WATCH HER STORYThe application will ask you questions about the home and your finances and should take less than 20 minutes.
The maximum percentage of your home’s value depends on the purpose of your loan, how you use the property, and the loan type you choose, so the best way to determine what loan amount we can offer is to complete our online application!
The most important documents you will sign at closing are the note and mortgage, sometimes called the deed of trust. Unless there are special circumstances, these documents are usually prepared one to two days before your closing. Other documents are prepared by the closing agent the day before or the day of your closing. If you would like copies of the completed documents to be sent to you after they are prepared, please contact your Mortgage Loan Officer.
Automated monthly payments are available. At the loan closing, an automated payment application will be provided. Simply return it at your earliest convenience to enroll in the automated payment program.
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