You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
We have recently seen an increase in fraudulent activity through phishing scams via text message, email and phone.
In order to safeguard your identity and protect your finances, never click unsolicited links or respond to suspicious texts, emails or calls. For more information click here.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?
Altura Credit Union was first opened back in 1957 and has grown to span all across Riverside County.
Learn MoreWe volunteer our time, whether it’s fundraising for Habitat for Humanity or helping local teachers makeover their classrooms, we always want to be involved!
Learn MoreAltura rewards two lucky members every quarter with a cash prize of $1,500. All you have to do is start saving!
Learn MoreCredit Unions cannot be bought or sold because they are owned by their members. Members are part owners because they have a stake in the company.
Learn More1OF1
Minimum Opening Deposit |
Ways To Avoid Monthly Fee |
Monthly Fee |
Unlimited Check Writing |
Earns Dividends* |
Free Web Bill Pay |
Free Money Orders |
Free Checks |
Daily ATM Withdrawal Limit |
MyMoney Youth Checking |
---|
Minimum Opening Deposit $25 |
Ways To Avoid Monthly Fee No monthly service fees. EVER. |
Monthly Fee $0 |
Unlimited Check Writing |
Earns Dividends* |
Free Web Bill Pay |
Free Money Orders |
Free Checks |
Daily ATM Withdrawal Limit $60 |
Ascend Checking is our free personal checking account that will not have any monthly maintenance fees, ever. Whether you are just starting your financial journey or reaching the age where a fixed income is a reality, Ascend will grow with you and provide amazing benefits along the way:
To go along with your Ascend Checking account, you receive free credit score, report and monitoring** as well as free Identity Theft Protection. To take advantage of Mastercard free Identity Theft Protection, click here to learn more and enroll.
As an Altura Debit cardholder, you get a variety of different benefits with your Mastercard. Click here for the full benefits guide.
Account | Opening Deposit | Rate | APY^ |
---|---|---|---|
Ascend Checking - Average daily balance of $0.00 to $9,999.99 | $25.00+ | 0.00% | 0.00% |
Ascend Checking – Average daily balance of $10,000.00 to $49,999.99 | $25.00+ | 0.05% | 0.05% |
Ascend Checking – Average daily balance of $50,000.00 and higher | $25.00+ | 0.20% | 0.20% |
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends. Waived Fee for Cashiers Checks and Money Orders for Tier I or Tier II.
**Active Membership (5 swipes or loan) required for anytime credit score.
This product is perfect for simplifying and organizing your finances. This high-rate liquid checking account is great for merging existing CDs, Savings and Money Markets into a Checking Account that earns a great yield.
Account Type | Opening Deposit | Rate | APY^ |
---|---|---|---|
Wealth Builder^^ | $10,000+ | 0.60% | 0.60% |
$10,000 minimum daily balance required to earn dividends (minimum of ten (10) debit card transactions per month in order to receive stated rate and a $50,000.00+ CFS relationship required.
^ APY = Ann...
$10,000 minimum daily balance required to earn dividends (minimum of ten (10) debit card transactions per month in order to receive stated rate and a $50,000.00+ CFS relationship required.
^ APY = Annual Percentage Yield.
^^ Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may carry investment risk including possible loss of principal. Investment Representatives are registered through CFS. Altura Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month.
When you’re just starting out, you don’t need a super complicated checking account. If you’re between the ages of 12 and 17, you qualify for a youth account through Altura. This is a simple account that gives you the opportunity to learn how to manage your money.
Features:
Ascend Checking is our free personal checking account that will not have any monthly maintenance fees, ever. Whether you are just starting your financial journey or reaching the age where a fixed income is a reality, Ascend will grow with you and provide amazing benefits along the way:
To go along with your Ascend Checking account, you receive free credit score, report and monitoring** as well as free Identity Theft Protection. To take advantage of Mastercard free Identity Theft Protection, click here to learn more and enroll.
As an Altura Debit cardholder, you get a variety of different benefits with your Mastercard. Click here for the full benefits guide.
Account | Opening Deposit | Rate | APY^ |
---|---|---|---|
Ascend Checking - Average daily balance of $0.00 to $9,999.99 | $25.00+ | 0.00% | 0.00% |
Ascend Checking – Average daily balance of $10,000.00 to $49,999.99 | $25.00+ | 0.05% | 0.05% |
Ascend Checking – Average daily balance of $50,000.00 and higher | $25.00+ | 0.20% | 0.20% |
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends. Waived Fee for Cashiers Checks and Money Orders for Tier I or Tier II.
**Active Membership (5 swipes or loan) required for anytime credit score.
This product is perfect for simplifying and organizing your finances. This high-rate liquid checking account is great for merging existing CDs, Savings and Money Markets into a Checking Account that earns a great yield.
Account Type | Opening Deposit | Rate | APY^ |
---|---|---|---|
Wealth Builder^^ | $10,000+ | 0.60% | 0.60% |
$10,000 minimum daily balance required to earn dividends (minimum of ten (10) debit card transactions per month in order to receive stated rate and a $50,000.00+ CFS relationship required.
^ APY = Ann...
$10,000 minimum daily balance required to earn dividends (minimum of ten (10) debit card transactions per month in order to receive stated rate and a $50,000.00+ CFS relationship required.
^ APY = Annual Percentage Yield.
^^ Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA/SIPC) and SEC Registered Investment Advisor. Products offered through CFS are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may carry investment risk including possible loss of principal. Investment Representatives are registered through CFS. Altura Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. To earn the stated rate, the WealthBuilder account has to have a minimum of ten (10) debit card transactions per month and a minimum daily balance of $10,000. For any month in which the transaction activity threshold is not met, the rate for that month will default to 0.20% on balances for the previous month. For any month in which the minimum balance requirement is not met, the rate for that month will default to 0.00% on balances for the previous month.
When you’re just starting out, you don’t need a super complicated checking account. If you’re between the ages of 12 and 17, you qualify for a youth account through Altura. This is a simple account that gives you the opportunity to learn how to manage your money.
Features:
An easy and safe way for your employer to instantly deposit your funds on payday.
LEARN MOREGet convenient access to your checking account and link to Apple, Android and Samsung Pay.
LEARN MOREAltura’s many shared branches and ATM locations make it easy for you to bank from almost anywhere.
LEARN MOREA prepaid payment method with the convenience of a personal check but with
more security.
The ability to send and receive electronic payments from just about anywhere.
LEARN MOREAn understanding staff that will act fast to protect your accounts
and identity.
Protection against insufficient funds for Altura members use who payroll direct
deposit.
“With my Ascend checking account, I'm also able to check my credit score, which is on my app, and do everything at once.”
WATCH HER STORY"I have been a Member since 2017. I love them because they are real people. I'm just grateful to be a part of Altura Credit Union."
WATCH STORY“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...
WATCH STORY“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”
WATCH STORYIn an effort to combat e-commerce fraud and streamline the online checkout process, Mastercard is now offering a new online checkout process called SRC (Secure Remote Commerce). There is a simple, one-time enrollment process that takes just a couple of minutes. Click the button below to start the enrollment process with Mastercard:
With a checking account, you can make deposits and withdrawals. When you set up payroll direct deposit (PDD) with your account, your paychecks will automatically be deposited to your checking account. You can access this money by writing checks, using your debit card, making withdrawals, and more.
If you don’t qualify for our standard checking accounts, a Reliance Checking Account is where you begin. After one year of positive account activity, and after having paid off any outstanding checking account related debt, you’ll be eligible to move up to a Ascend Checking Account.
Although they vary in length, checking account numbers are usually between eight and twelve digits long. This number identifies your personal account. You can find your checking account number by looking at one of your personal checks. It will be the second (middle) set of numbers on the bottom of every check. You can also find your account number through online and mobile banking.
An ABA routing number is a nine-digit number that identifies the financial institution where you have your checking account. You’ll need your routing number when you’re making payments online or over the phone. To figure out your routing number, look at the bottom of your personal checks. It is the first group of numbers on the far left.
Altura’s routing number is 322281235.
3451 14th Street Riverside CA 92501
36068 Hidden Springs Road Unit 9 Wildomar CA 92595
23540 Cactus Avenue Moreno Valley CA 92553
2692 Canyon Springs Parkway Ste C Riverside CA 92507
50057 Cesar Chavez, Suite A, Coachella, CA 92236
650 S. Lincoln Ste 101 Corona CA 92882
2331 Compton Avenue Corona CA 92881
5010 Hamner Ave, Unit 120, Eastvale, CA 91752
81096 Hwy 111 Indio CA 92201
10725 Magnolia Avenue Riverside CA 92505
40412 Murrieta Hot Springs Road Murrieta CA 92563
2570 N Perris Blvd, Suite 101, Perris, CA 92571
72877 Dinah Shore Dr Suite 100, Rancho Mirage, CA 92270
6403 Riverside Avenue Riverside CA 92506
1821 S. San Jacinto Avenue, Suite G, San Jacinto, CA 92583
38995 Sky Canyon Drive Murrieta, CA 92563
27130 Eucalyptus Avenue, Ste E Moreno Valley CA 92555
300 S. Highland Springs Avenue Banning CA 92220
1616 University Avenue Riverside CA 92507
320 S. Sanderson Avenue Hemet CA 92545
17094 Van Buren Blvd, Riverside, CA 92504
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an av...
*The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends. Waived Fee for Cashiers Checks and Money Orders for Tier I or Tier II.
**Active Membership (5 swipes or loan) required for anytime credit score.