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Commercial Real Estate Lending

Commercial Real Estate Lending done right!

 

Invest in Commercial Real Estate with Altura Credit Union

Commercial Real Estate (CRE) has emerged as a popular investment choice, offering consistent returns, passive income, and significant growth potential. If you’re looking to start or expand your portfolio, Altura Credit Union can help.

Our Commercial Real Estate Lending Solutions

We provide financing for the purchase or refinance of Multi-Family and Commercial Real Estate properties located in Southern California. Our experienced team understands the unique needs of real estate investors and can tailor solutions to fit your specific requirements.

Why Choose Altura Credit Union?

  • Long-Term Partnerships: We build lasting relationships with our members.
  • Custom Financing Solutions: Tailored to your specific needs.
  • Deep Industry Knowledge: Our experts understand the intricacies of commercial real estate.
  • Streamlined Process: A smooth and efficient loan application process.

Take the Next Step

Ready to invest in commercial real estate? Contact our Commercial Real Estate Lending team today.

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Get In Touch

Our Commercial Real Estate Loan Officer can assist you with any questions you have. We are here to help create the best experience that is personalized to all your needs!

Details

Financing Features include:
  • Loan terms of 5, 7 and 10 years with 30-year amortizations
  • LTV’s up to 70%
  • Competitive interest rates and fees
  • 60-day rate locks
  • Local underwriting and loan servicing
  • All legal entities acceptable: Corporations, LLC’s, and Trusts

Loans for Multi-Family (5+ Units) and Commercial Real Estate properties are available up to $7,500,000* or 70% LTV (*higher amounts acceptable on exception basis).

Property Types financed:
  • Apartments (5-units and higher)
  • Retail properties (multi-tenant, single-tenant and NNN)
  • Office properties
  • Industrial properties
  • Warehouse & Light-Industrial properties
Investing in Commercial Real Estate

Investing in Commercial Real Estate can seem daunting, but with Altura Credit Union as your financial partner, we can help guide you through the process with ease. As you get started, below are some items to consider when investing in Commercial Real Estate:

  • Not all property types are the same (supply & demand, yields and profitability of each vary)
  • Know your investing market area and its supply and demand (every market area is different)
  • Understand Market Cycles (the health of the economy correlates to CRE profitability)
  • Do through Due Diligence (understand, analyze and inspect before you buy)
  • Have a Contingency Plan and Capital Reserve Fund (set aside funds for unexpected expenses)
  • Be prepared for setbacks or extended timelines (be realistic)
Financing Features include:
  • Loan terms of 5, 7 and 10 years with 30-year amortizations
  • LTV’s up to 70%
  • Competitive interest rates and fees
  • 60-day rate locks
  • Local underwriting and loan servicing
  • All legal entities acceptable: Corporations, LLC’s, and Trusts

Loans for Multi-Family (5+ Units) and Commercial Real Estate properties are available up to $7,500,000* or 70% LTV (*higher amounts acceptable on exception basis).

Property Types financed:
  • Apartments (5-units and higher)
  • Retail properties (multi-tenant, single-tenant and NNN)
  • Office properties
  • Industrial properties
  • Warehouse & Light-Industrial properties
Investing in Commercial Real Estate

Investing in Commercial Real Estate can seem daunting, but with Altura Credit Union as your financial partner, we can help guide you through the process with ease. As you get started, below are some items to consider when investing in Commercial Real Estate:

  • Not all property types are the same (supply & demand, yields and profitability of each vary)
  • Know your investing market area and its supply and demand (every market area is different)
  • Understand Market Cycles (the health of the economy correlates to CRE profitability)
  • Do through Due Diligence (understand, analyze and inspect before you buy)
  • Have a Contingency Plan and Capital Reserve Fund (set aside funds for unexpected expenses)
  • Be prepared for setbacks or extended timelines (be realistic)
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