The holiday season brings joy, but it also attracts increased fraud activity. Stay safe by shopping securely, monitoring your accounts, and keeping your sensitive information private. Visit AlturaCU.com/fraud-security for more tips.

Did you know?

Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

Learn More

Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

Learn More

Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

Learn More

Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

Learn More

Placeholder

Benefits of Membership

Online Banking Services

Bank Anytime, Anywhere

When you bank with Altura, you can track your account from anywhere! All you need is internet. This is a free service for all our Members. You even get free e-statements and free web bill pay!

With online banking services, you can:

  • View balances
  • Pay Bills
  • View check images
  • Setup one-time and recurring transfers
  • Setup notifications
  • Utilize card controls
  • Send secure messages
  • And more!

One of our newest online banking features is our Card Management feature. You can turn your card off and on, as well as setup instant notifications using various methods. You are in control!

Not a Member Yet?

Become a Member in 3 easy steps! Join Altura to start enjoying all the benefits of membership and experience the Altura difference.

Enroll in Online Banking Now!

Banking has never been this easy! You can enroll in online banking on our website right now. If you have any questions, you can always call us at (888) 883-7228 or visit your local branch.

Online Services to Keep You Going

Online & Mobile Banking

Altura’s online services add convenience to your everyday banking needs. From checking your balances on your savings, checking, loan or credit card balances, our online and mobile banking makes it simpler than ever.

  • Fingerprint and face identifier login 
  • Mobile deposit
  • View account, loan and credit card balances 
  • Transfer funds
  • Make loan and credit card payments
  • View check images
  • Locate nearest CO-OP ATM
  • Contact member services

Download the App

Mobile banking is easy! You can purchase our app for your iPhone, iPad, or Apple Watch through the Apple Store. You can also search for the Altura Credit Union Mobile app on the Android Market for your Android device. Thousands have enjoyed using this free app. Just look at all the positive reviews!

Web Bill Pay

With Altura’s Web Bill Pay, you no longer have to worry about going to different websites to pay your bills. With Web Bill Pay service, you can pay them all in one place, it’s as simple as that.

If you already use Web Bill Pay and would like to transfer the payments from your existing checking account to a new account, just contact your branch or the Member Service Center and they will help facilitate the transfer. Then, just enroll in online banking with your new account and you’re ready to go.

  • Pay anyone you would normally pay by check.
  • Schedule bill reminders so you never forget recurring due dates.
  • Set up recurring payments. If you always know the exact amount and the due date, let the payments go automatically each month.
  • Schedule advance payments. You can schedule payments up to one year in advance and as little as one day in advance.
  • Receive your bills by email to cut down on identity-sensitive mail in your mailbox.

 

e-Statements

With Altura’s Online Banking e-Statements, you will receive your statement much quicker than you would by mail. When you enroll in our Online Banking, you will be automatically opted in to our e-statements. 

There is no monthly fee for e-Statements. Once you enroll you will begin archiving your monthly e-statements. You must enroll prior to the last day of the month in order to receive your e-statement for the following month.

Some benefits include: 

  • Your statement is ready by the 3rd of the month, often earlier!
  • Protect yourself from identity theft by keeping your sensitive account information out of your mailbox. 
  • Access past statements up to one year for free. Just log in and select the statement you’d like to view with options to print. 
  • You will be notified by email when your statement is ready, which includes a notice that you can log in at your convenience to view your statement.
  • Saves the expenses of paper and postage. E-Statements is a great way to save paper and postage costs while enjoying the perks of online statements.

e-Alerts

Being aware of your account activity is vital for managing your finances. With Altura’s e-Alerts, account activity alerts will be sent to your mobile phone or email the same day it happens. There is no monthly fee for e-alerts. Our E-Alerts include:

  • Payroll Direct Deposit Alert: Know when a direct deposit has been credited to your account. 
  • NSF/Courtesy Pay Alert: Get alerted to any overdraft, courtesy pay or non-sufficient funds activity and the amount it is for. 
  • Checking/Savings Low Balance Alert: Input a minimum balance for your checking or savings account. If the account falls below the balance, an alert is sent to you. 
  • Line of Credit Balance Alert: Know what your balance is on a line of credit. 
  • Loan/Credit Card Payment Due Alert: Decide how many days before the due date you want to be notified. 
  • Checking/Savings Transfer Alert: Know when a transfer has occurred on any account. 
  • Loan Transfer Alert: Know when a transfer or payment has been made to a loan on your account. 
  • Personalized Message: Alert yourself with a personalized message like birthdays, anniversaries, etc.

Money Download

Keeping track of your monthly income and expenses has never been easier if you use software programs such as Quicken or Microsoft Money. Just download your information straight from the Altura Online Banking site. There is no monthly fee for using Quicken or MS Money Benefits include:

  • Reconcile your account easily and quickly. Simply download your account information to easily find and compare matching transactions with new transactions. 
  • Quicken WebConnect transfers straight to the software. If you use Quicken, selecting Web Connect the transfer will automatically go straight to Quicken. 
  • No need to worry about duplicate transactions. You can approve, deny or edit any transaction that is downloaded before it is added to your software program.

Online & Mobile Banking

Altura’s online services add convenience to your everyday banking needs. From checking your balances on your savings, checking, loan or credit card balances, our online and mobile banking makes it simpler than ever.

  • Fingerprint and face identifier login 
  • Mobile deposit
  • View account, loan and credit card balances 
  • Transfer funds
  • Make loan and credit card payments
  • View check images
  • Locate nearest CO-OP ATM
  • Contact member services

Download the App

Mobile banking is easy! You can purchase our app for your iPhone, iPad, or Apple Watch through the Apple Store. You can also search for the Altura Credit Union Mobile app on the Android Market for your Android device. Thousands have enjoyed using this free app. Just look at all the positive reviews!

Web Bill Pay

With Altura’s Web Bill Pay, you no longer have to worry about going to different websites to pay your bills. With Web Bill Pay service, you can pay them all in one place, it’s as simple as that.

If you already use Web Bill Pay and would like to transfer the payments from your existing checking account to a new account, just contact your branch or the Member Service Center and they will help facilitate the transfer. Then, just enroll in online banking with your new account and you’re ready to go.

  • Pay anyone you would normally pay by check.
  • Schedule bill reminders so you never forget recurring due dates.
  • Set up recurring payments. If you always know the exact amount and the due date, let the payments go automatically each month.
  • Schedule advance payments. You can schedule payments up to one year in advance and as little as one day in advance.
  • Receive your bills by email to cut down on identity-sensitive mail in your mailbox.

 

e-Statements

With Altura’s Online Banking e-Statements, you will receive your statement much quicker than you would by mail. When you enroll in our Online Banking, you will be automatically opted in to our e-statements. 

There is no monthly fee for e-Statements. Once you enroll you will begin archiving your monthly e-statements. You must enroll prior to the last day of the month in order to receive your e-statement for the following month.

Some benefits include: 

  • Your statement is ready by the 3rd of the month, often earlier!
  • Protect yourself from identity theft by keeping your sensitive account information out of your mailbox. 
  • Access past statements up to one year for free. Just log in and select the statement you’d like to view with options to print. 
  • You will be notified by email when your statement is ready, which includes a notice that you can log in at your convenience to view your statement.
  • Saves the expenses of paper and postage. E-Statements is a great way to save paper and postage costs while enjoying the perks of online statements.

e-Alerts

Being aware of your account activity is vital for managing your finances. With Altura’s e-Alerts, account activity alerts will be sent to your mobile phone or email the same day it happens. There is no monthly fee for e-alerts. Our E-Alerts include:

  • Payroll Direct Deposit Alert: Know when a direct deposit has been credited to your account. 
  • NSF/Courtesy Pay Alert: Get alerted to any overdraft, courtesy pay or non-sufficient funds activity and the amount it is for. 
  • Checking/Savings Low Balance Alert: Input a minimum balance for your checking or savings account. If the account falls below the balance, an alert is sent to you. 
  • Line of Credit Balance Alert: Know what your balance is on a line of credit. 
  • Loan/Credit Card Payment Due Alert: Decide how many days before the due date you want to be notified. 
  • Checking/Savings Transfer Alert: Know when a transfer has occurred on any account. 
  • Loan Transfer Alert: Know when a transfer or payment has been made to a loan on your account. 
  • Personalized Message: Alert yourself with a personalized message like birthdays, anniversaries, etc.

Money Download

Keeping track of your monthly income and expenses has never been easier if you use software programs such as Quicken or Microsoft Money. Just download your information straight from the Altura Online Banking site. There is no monthly fee for using Quicken or MS Money Benefits include:

  • Reconcile your account easily and quickly. Simply download your account information to easily find and compare matching transactions with new transactions. 
  • Quicken WebConnect transfers straight to the software. If you use Quicken, selecting Web Connect the transfer will automatically go straight to Quicken. 
  • No need to worry about duplicate transactions. You can approve, deny or edit any transaction that is downloaded before it is added to your software program.
CHERESE CLOSURE | MEMBER SINCE 2015

“With my busy lifestyle and my commute, I am hardly ever at home. Therefore, I am able to take care of all of my banking needs on the website; it’s...

WATCH STORY

CHERESE CLOSURE TESTIMONIAL

KAREEM GONGORA | MEMBER SINCE 2015

"I ended up applying and literally getting the percentage cut in half as to what was being offered competitively and I ended up going forward and buying a car because...

WATCH STORY

KAREEM GONGORA TESTIMONIAL

KIMBERLY GREEN | MEMBER SINCE 1999

“Their way of greeting you and taking their time— you’re not just a number there. You feel like a person, you feel like you matter.”

WATCH STORY

KIMBERLY GREEN TESTIMONIAL

NICOLE MELENDEZ | MEMBER SINCE 2018

“Even if you weren't a Member they would gladly help you become a Member quickly and be there for you, through anything.”

WATCH STORY

NICOLE MELENDEZ TESTIMONIAL

Discover More

Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Not a Member Yet?
Signing up is Easy!

Become a Member