If you’ve gone over your withdrawal limit a couple of times, your bank may charge you an extra fee. They might also prevent you from completing the excessive transactions. But the consequences will be even more severe if you make a habit of going over your withdrawal limit. The bank will either change your savings account into a checking account or close your savings account.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?