Simply overdrawing your checking account does not impact your credit score, however, failing to bring your checking account to a positive balance could result in your account being closed and reported to ChexSystems and the credit bureaus. This would impact your ability to open accounts at other financial institutions as well as negatively impact your credit score. If you are having trouble keeping your account balance positive, it’s always best to proactively reach out to Altura to discuss options. Financial Counseling services are also available for FREE through Altura’s partnership with Balance.
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
