We have a Planned System Maintenance scheduled from 11pm on Saturday, May 18th to 3am on Sunday, May 19th. We apologize for any inconvenience this may cause.

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Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Second Line on Debit and Credit Cards - Altura Credit Union

Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.

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Building stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.

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Boost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?

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Credit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.

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Checking Accounts

Reliance Checking

Second Chance Bank Account

Second Chance Checking

Altura Credit Union’s Reliance Checking Account is specifically designed for good people who’ve had to deal with bad times; people who have unpaid closures, negative history, problem credit. If you have questions about your history, if you aren’t certain what problems exist in your report, you can contact ChexSystems® and speak with a Consumer Relations Representative. The number is 800-428-9623.

We want to help as many people as possible make their financial lives a lot more convenient. The Reliance Checking Account comes with a Debit Card – one that looks exactly like every other card we issue.

The Path to Recovery

Reliance Checking Account

A Reliance Checking Account is where you begin. After six months of positive account activity, and after having paid off any outstanding checking account related debt, you’ll be eligible to move up to an Ascend Checking Account.

Your Tools For Recovery:

  • Altura Debit Card-looks exactly like every other debit card we issue.
  • No minimum balance requirement – only $100 to open.
  • One free “Official Bank Check” a month.
  • No transaction fee to reload money; $10 monthly maintenance fee.
  • $100 daily withdrawal limit for ATMs.
  • Daily debit purchases of up to $200 a day.
  • Ability to upgrade to an Ascend checking after monies owed to ChexSystems are paid in full after 6 months of positive account activity.
  • With a Reliance Checking account you also get:
    • Free Mobile Banking
    • Free Online Banking with E-Statements
    • Free E-Alerts via text messaging or e-mail
    • Free MoneyTalks telephone banking
    • Free access to withdrawals at all Co-op ATMs nationwide (Daily withdrawal limit applies.)
    • Overdraft protection when you link it to your savings account or Altura credit card (Fees may apply).

For fees and complete details, view the Schedule of Fees and About Your Credit Union Deposit Accounts by clicking here.

Reliance Checking Account

A Reliance Checking Account is where you begin. After six months of positive account activity, and after having paid off any outstanding checking account related debt, you’ll be eligible to move up to an Ascend Checking Account.

Your Tools For Recovery:

  • Altura Debit Card-looks exactly like every other debit card we issue.
  • No minimum balance requirement – only $100 to open.
  • One free “Official Bank Check” a month.
  • No transaction fee to reload money; $10 monthly maintenance fee.
  • $100 daily withdrawal limit for ATMs.
  • Daily debit purchases of up to $200 a day.
  • Ability to upgrade to an Ascend checking after monies owed to ChexSystems are paid in full after 6 months of positive account activity.
  • With a Reliance Checking account you also get:
    • Free Mobile Banking
    • Free Online Banking with E-Statements
    • Free E-Alerts via text messaging or e-mail
    • Free MoneyTalks telephone banking
    • Free access to withdrawals at all Co-op ATMs nationwide (Daily withdrawal limit applies.)
    • Overdraft protection when you link it to your savings account or Altura credit card (Fees may apply).

For fees and complete details, view the Schedule of Fees and About Your Credit Union Deposit Accounts by clicking here.

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Financial Well-Being

Learn How to Manage Your Money

Financial Well-Being

Learn How to Build Your Credit

Calculators

Our Suite of Calculators Help Determine Monthly Payments

Altura in the Community

See How We Support Our Local Community

Get Started on Your Path to Recovery Today

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