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At Altura, your money is insured by the full faith and credit of the U.S. government through the National Credit Union Share Insurance Fund (NCUSIF).
Our members have trusted Altura with their finances since 1957, and we are backed by assets close to $1 billion. When the economy is bad, even credit unions can experience challenges. However, Altura’s conservative lending practices and ample reserves help us through tough times.
The following accounts are covered for balances up to $250,000:
Each account holder is insured up to $250,000. Thus, a two-person account has $500,000 in coverage. Trust accounts are insured up to $250,000 per beneficiary. If your trust account has one trustee and two beneficiaries, you’re up to $500,000. Note that revocable and irrevocable trusts are calculated separately.
If you’ve deposited funds that exceed NCUSIF limits, speak to a branch manager. They’ll happily assist you! You can also estimate NCUA coverage on your account here.
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