Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
In observance of Labor Day, Altura’s branches and offices will be closed on Monday, September 2nd. Online Banking, the mobile app, and our ATMs will be available for your convenience. Thank you.
Forget generic plastic, go wild! Nicknames, teams, or just a sprinkle of you – personalize your Altura cards with a second line and make them truly yours.
Six decades of unwavering service, six decades of dreams realized. Altura’s legacy is etched throughout Riverside County.
Learn MoreBuilding stronger futures, brick by brick and lesson by lesson, Altura fuels community through volunteerism.
Learn MoreBoost your savings, boost your luck! Altura rewards $1,500 to two lucky savers every quarter – could you be next?
Learn MoreCredit Unions are financial cooperatives because they are owned by their members. Each member has an ownership share in the credit union.
Learn More1OF1
View our full Membership Benefits.
Vea todos nuestros Beneficios de Membresía.
Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.
Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.
* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.
Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
| Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
|---|---|---|---|---|---|
| New Car Loans (2023-2024 Model Years) - ^APR | 4.99% | 5.59% | 5.89% | 6.24% | 6.99% |
| Used Car Loans (2022 & Older Model Years) - ^APR | 5.49% | 5.89% | 6.29% | 6.49% | 7.74% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Whether unexpected or not, we understand that events happen in our everyday lives that may require us to borrow money. We make it easy and efficient for you to do just that with our Personal Loan. Altura’s Personal Loan can help fund all your needs without emptying your pockets with your best interest in mind:
Borrow up to $15,000 for a fixed term, with just your signature. A credit union personal loan is a loan that can be used to consolidate higher interest rate debt, go on a vacation with your family, or cover any unexpected expenses and more. Altura offers flexible loan terms to fit your budget.
| Term | APR |
|---|---|
| Up to 24 Months | 11.99% |
| Up to 36 Months | 12.49% |
| Up to 48 Months | 13.49% |
| Up to 60 Months | 15.49% |
Altura offers many loan options including:
| Loan Type | Rate | APR* |
|---|---|---|
| 15 Year | 4.875% | 5.169% |
| 5/6 Month Sofr ARM | 6.000% | 6.294% |
| Jumbo 5/6 Month Sofr ARM | 6.000% | 6.394% |
| 7/6 Month Sofr ARM | 6.250% | 6.544% |
| Jumbo 7/6 Month Sofr ARM | 6.250% | 6.644% |
*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...
*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
| Type | - | - |
|---|---|---|
| Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
Altura’s Member Enrichment Program, Altura Cares, aspires to Enrich the Lives and Empower the Dreams of our Members and Communities we call home. Through unique experiences and extraordinary gestures both big and small, we are dedicated to making a difference for our Members and being there when it matters most.
At Altura Credit Union, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
Throughout Altura’s history, we have been very much involved in our community. It’s easy for companies to say they care about the community and their customers (in our case, Members), but it’s something else when companies show it. Here at Altura, we put our money where our mouth is. We proudly sponsor groups, events, fundraisers, and individuals who fall within our Sponsorship Guidelines.
View our full Membership Benefits.
Vea todos nuestros Beneficios de Membresía.
Altura Credit Union is continuously looking for ways to make our Members’ financial lives as convenient as possible. Based upon Member feedback, we have redesigned our main checking account.
Introducing Ascend Checking, a checking account that is simple, has limited stipulations, and no monthly service fees. You also get a several benefits that we think you’ll love, including real-time access to monitor and protect your credit score and dividends based on balances in your account*.
* The dividend for Tier I annual percentage yield will be paid on accounts maintaining an average daily balance of $10,000.00 during the statement cycle and the dividend for Tier II annual percentage yield will be paid on accounts maintaining an average daily balance of $50,000.00 during the statement cycle. Any account not qualifying for Tier I or Tier II will not earn dividends.
** Access to this feature is available to members who have either 5 monthly card transactions (debit or credit) or an existing current loan.
Minimum balance requirements: The minimum balance required to open this account is $25.00. Transaction limitations: No transaction limitations apply to this account unless
otherwise stated here: AlturaCU.com/Fees. Fees and Charges: No monthly maintenance fees or charges apply to this account. Click here for the full disclosure.
Altura Credit Union offers financing on new and used cars, including tax, license and after-market products. You can use an Altura auto loan to purchase a new vehicle for yourself, or refinance an existing car.
| Loan Type | 36 Months | 48 Months | 60 Months | 72 Months | 84 Months ($25,000 minimum loan) |
|---|---|---|---|---|---|
| New Car Loans (2023-2024 Model Years) - ^APR | 4.99% | 5.59% | 5.89% | 6.24% | 6.99% |
| Used Car Loans (2022 & Older Model Years) - ^APR | 5.49% | 5.89% | 6.29% | 6.49% | 7.74% |
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may v...
^ APR = Annual Percentage Rate. Listed interest rates include a .50% discount for full direct deposit with automatic payment from checking. Rates are subject to change without notice. Rates & terms may vary depending on approved loan amount and term. Loan rates reflect our Best Rates and may be higher depending on individual credit rating and account history.
Whether unexpected or not, we understand that events happen in our everyday lives that may require us to borrow money. We make it easy and efficient for you to do just that with our Personal Loan. Altura’s Personal Loan can help fund all your needs without emptying your pockets with your best interest in mind:
Borrow up to $15,000 for a fixed term, with just your signature. A credit union personal loan is a loan that can be used to consolidate higher interest rate debt, go on a vacation with your family, or cover any unexpected expenses and more. Altura offers flexible loan terms to fit your budget.
| Term | APR |
|---|---|
| Up to 24 Months | 11.99% |
| Up to 36 Months | 12.49% |
| Up to 48 Months | 13.49% |
| Up to 60 Months | 15.49% |
Altura offers many loan options including:
| Loan Type | Rate | APR* |
|---|---|---|
| 15 Year | 4.875% | 5.169% |
| 5/6 Month Sofr ARM | 6.000% | 6.294% |
| Jumbo 5/6 Month Sofr ARM | 6.000% | 6.394% |
| 7/6 Month Sofr ARM | 6.250% | 6.544% |
| Jumbo 7/6 Month Sofr ARM | 6.250% | 6.644% |
*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you ...
*APR = Annual Percentage Rate. All loans and home equity lines of credit are subject to credit approval. Not all applicants will qualify. Altura will review your credit report along with the information you provide to determine if you meet the criteria. Debt to income ratio not to exceed 43%. Proof of income will be required. Loan-to-Value cannot exceed 80%. Programs, rates, terms and conditions are subject to change without notice. Other restrictions may apply. NMLS# 417696
Designed for Members who are seeking to rebuild and increase their credit score. Once the application is approved, funds will be placed into a Share Certificate. You make easy monthly payments and once the loan is paid off, you will have access to the cash. Credit Builder helps you build up your credit history and your savings at the same time.
Even with a low score you can:
| Type | - | - |
|---|---|---|
| Credit Builder | Fixed/APR^ | 5.00% above dividend rate being paid on the Share Certificate Account securing the loan |
Altura’s Member Enrichment Program, Altura Cares, aspires to Enrich the Lives and Empower the Dreams of our Members and Communities we call home. Through unique experiences and extraordinary gestures both big and small, we are dedicated to making a difference for our Members and being there when it matters most.
At Altura Credit Union, we care about your financial wellness. That’s why we’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. And should you need, BALANCE can assist with confidential, no-cost financial counseling services to help you develop a sensible budget managing spending and debt. For all your financial life stage changes and more, we—in partnership with BALANCE—are here to help.
Throughout Altura’s history, we have been very much involved in our community. It’s easy for companies to say they care about the community and their customers (in our case, Members), but it’s something else when companies show it. Here at Altura, we put our money where our mouth is. We proudly sponsor groups, events, fundraisers, and individuals who fall within our Sponsorship Guidelines.
Please fill out the form and I would be happy to help you become a Member!