A foreclosure has a significant negative impact on your credit. The higher your credit score was before the foreclosure, the more points you can expect it to drop. For example, if you had a credit score of 680 before the foreclosure, you should expect your credit score to drop below 600 after foreclosure. But if you had a higher credit score of 780 before the foreclosure, your credit score will end up dropping to the low 600s.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?