There really isn’t one best mortgage for everyone. With a 15-year mortgage, you pay less interest. You can also eliminate debt more quickly. On the other hand, although a 30-year mortgage does have higher interest, it also has lower monthly payments. This is a good option if you have other large purchases you’re saving for or currently paying such as college tuition.
You can customize your debit or credit cards with a second line. Have a favorite nickname, sports team or just something fun you want to include?